20744 Arbor Ct, Sterling, VA 20165 Property Records

Loudoun County property record for 20744 Arbor Ct, Sterling, VA 20165 · Last verified October 2023

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,670 sqft · built 1993
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$850,000 (Mar 2022)
Tax Bill	$6,942 (2023)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Apr 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`018-19-0755-000`

Property Details

APN / Parcel Number

Primary APN	`018-19-0755-000`
Alternative APN	`81/S/6/15`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,670 sqft Living Area
Gross Area	4,346 sqft
1st Floor Area	732 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2003
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Attached
Garage Area	528 sqft

Exterior Amenities

Porch	Porch
Porch Area	180 sqft
Deck Area	252 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	/81/S/6////15/
Street Address	20744 ARBOR CT
City	STERLING
State	VA
Zip	20165-7734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POTOMAC LAKES SEC.3 L.15 2253--1329 PC A-429-3
Legal Subdivision	POTOMAC LAKES
Legal Lot Number	15
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	1
Census Block	1000
Census Tract	611207

Owner

Source: Loudoun County records · APN 018-19-0755-000

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	20744 ARBOR CT, STERLING, VA 20165-7734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE LLC
Apr 26, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST FIDELITY FUNDING GROUP
Jan 28, 2021	Warranty Deed, Construction Loan · Construction Mortgage ODEH PROPS LLC
Jan 17, 2018	Deed of Trust, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 25, 2022 · Amount on Record
Deed Sale	Mar 25, 2022 · Amount on Record
Prior Sale	Apr 26, 2021 · Amount on Record
Deed Document Number	202203250017974
Record Updated	Jun 07, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Mar 25, 2022
Property Address	20744 ARBOR CT, STERLING, VA 20165-7734
Document Number	0000017974
Instrument Date	Mar 23, 2022
Instrument	202203250017974
Transaction Type	Transfer
Record Updated	Apr 13, 2022
Title Company	KVS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20744 ARBOR CT, STERLING, VA 20165-7734

Mortgage

Document Number	0000017975
Date	Mar 25, 2022
Instrument	202203250017975

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Apr 26, 2021
Property Address	20744 ARBOR CT, STERLING, VA 20165-7734
Document Number	202104260048525
Instrument Date	Apr 19, 2021
Instrument	202104260048525
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20744 ARBOR CT, STERLING, VA 20165-7734

Mortgage

Document Number	202104260048526
Date	Apr 26, 2021
Instrument	202104260048526

Lender

Name	FIRST FIDELITY FUNDING GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Jan 28, 2021
Property Address	20744 ARBOR CT, STERLING, VA 20165-7734
Document Number	20210128011224
Instrument Date	Jan 28, 2021
Instrument	11224
Transaction Type	Construction Loan
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7371 ATLAS WALK WAY #283 GAINESVILLE VA 201552992, 283, GAINESVILLE, VA 20155-2992

Mortgage

Document Number	20210128011225
Date	Jan 28, 2021
Instrument	11225

Lender

Name	ODEH PROPS LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 27, 2022

Interest

Rate Type	Fixed Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	20744 ARBOR CT, STERLING, VA 20165-7734
Document Number	20180131005679
Instrument Date	Jan 17, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180131005679
Date	Jan 31, 2018
Instrument	5679

Lender

Name	SUNTRUST BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Loudoun County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,942.00	$793,420 Land $239,200 Building $554,220	$793,420 Land $239,200 Building $554,220

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Loudoun County (51107C), updated June 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511076112071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 361 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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