20743 30 Mile Rd, Ray, MI 48096 Property Records

Macomb County property record for 20743 30 Mile Rd, Ray, MI 48096

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,166 sqft · built 2019
Lot Size	2.58 acres (112,515 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,964 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jun 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`21-05-10-300-024`

Property Details

APN / Parcel Number

Primary APN	`21-05-10-300-024`
Alternative APN	`0510300024`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,166 sqft Living Area
1st Floor Area	2,166 sqft
Basement Area	2,166 sqft
Unfinished Basement	2,166 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Lot Area	112,515 sqft (2.58 acres)
Garage Area	754 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	20743 30 MILE RD
City	RAY
State	MI
Zip	48096-1917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	T4N, R13E, SEC 10; BEG AT SW COR SEC 10; TH N8634'25"E 150.00 FT; TH N005'33" W 750.00 FT; TH S86*34'25" W 150.00 FT; TH
Legal Range	13E
Legal Township	04N
Legal Section	01
Jurisdiction	MACOMB MI
Township / Civil Division	RAY
Census Block Group	1
Census Block	1027
Census Tract	216000

Owner

Source: Macomb County assessment roll, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20743 30 MILE RD, RAY, MI 48096-1917
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Line of Credit CHOICEONE BANK
Jun 9, 2021	Deed of Trust, Mortgage QUICKEN LOANS LLC
May 13, 2020	Deed of Trust, Mortgage QUICKEN LNS
Oct 15, 2019	Deed of Trust, Mortgage LAKESTONE BK&TR
Feb 20, 2019	Quit Claim Deed, Transfer · Construction Mortgage LAKESTONE BK&TR
Feb 19, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Jan 22, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Dec 11, 2018
Transfer Doc	0000016797
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	20743 30 MILE RD, RAY, MI 48096-1917
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20743 30 MILE RD, RAY, MI 48096-1917

Mortgage

Document Number	2500083424
Date	Sep 17, 2025
Book Page	30289/484
Instrument	202500083424

Lender

Name	CHOICEONE BANK
Type	Bank
Address	SPARTA, MI 49345

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 21, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	20743 30 MILE RD, RAY, MI 48096-1917
Transaction Type	Mortgage
Record Updated	Jul 27, 2021
Title Company	EVONS TITLE, DEVON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20743 30 MILE RD, RAY, MI 48096-1917

Mortgage

Document Number	2102196160
Date	Jun 9, 2021
Book Page	27788/269
Instrument	202102196160

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	20743 30 MILE RD, RAY, MI 48096-1917
Document Number	0000058953
Instrument Date	May 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20743 30 MILE RD RAY MI 480961917, RAY, MI 48096-1917

Mortgage

Document Number	0000058953
Date	May 19, 2020
Book Page	026714/000445
Instrument	58953

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 18, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	20743 30 MILE RD, RAY, MI 48096-1917
Document Number	0000121339
Instrument Date	Oct 15, 2019
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20743 30 MILE RD RAY MI 480961917, RAY, MI 48096-1917

Mortgage

Document Number	0000121339
Date	Oct 28, 2019
Book Page	026290/000608
Instrument	121339

Lender

Name	LAKESTONE BK&TR
Address	LAPEER, MI 48446

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2049

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Feb 20, 2019
Property Address	20743 30 MILE RD, RAY, MI 48096-1917
Document Number	0000016797
Book / Page	025817 / 000162
Instrument Date	Feb 20, 2019
Instrument	16797
Transaction Type	Transfer
Record Updated	Mar 6, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20743 30 MILE RD RAY MI 48096, RAY, MI 48096

Mortgage

Document Number	16799
Date	Feb 20, 2019
Book Page	025817/000167
Instrument	16799

Lender

Name	LAKESTONE BK&TR
Address	LAPEER, MI 48446

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 19, 2020

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Feb 19, 2019
Property Address	20743 30 MILE RD, RAY, MI 48096-1917
Document Number	0000016333
Book / Page	025814 / 000947
Instrument Date	Nov 13, 2018
Instrument	16333
Transaction Type	Transfer
Record Updated	Mar 5, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20743 30 MILE RD RAY MI 48096, RAY, MI 48096

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Jan 22, 2018
Property Address	20743 30 MILE RD, RAY, MI 48096-1917
Document Number	0000007663
Book / Page	025175 / 000883
Instrument Date	Jan 16, 2018
Instrument	7663
Transaction Type	Transfer
Record Updated	Feb 15, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20743 30 MILE RD RAY MI 48096, RAY, MI 48096

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Ray Township
Unified School District	Armada Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,100 (+4.96%)	$614,200 (+4.96%)
2025	$6,964.00 (+2.91%) Homeowner's exemption	$292,600 (+19.97%)	$585,200 (+19.97%)
2024	$6,767.00 (+14.31%)
2023		$243,900	$487,800
2022	$5,920.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile USA.

Nearby Properties on 30 Mile Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures