20740 Kine Dr, Eustis, FL 32736 Property Records

Lake County property record for 20740 Kine Dr, Eustis, FL 32736

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,713 sqft · built 2000
Lot Size	3.89 acres (169,448 sqft)
Owner	Owner Name on File
Last Sale	$11,000 (May 1999)
Tax Bill	$3,009 (2024)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-18-27-0001-000-04500`

Property Details

APN / Parcel Number

Primary APN	`33-18-27-0001-000-04500`
Alternative APN	`3454952`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,713 sqft Living Area
1st Floor Area	1,713 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	169,448 sqft (3.89 acres)
Garage Type	Finished
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	25 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3454952
Street Address	20740 KINE DR
City	EUSTIS
State	FL
Zip	32736-9042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 327.30 FT OF S 1/2 OF SE 1/4 OF NE 1/4--LESS N 215 FT OF W 217.30 FT-- ORB 1547 PG 1745 ORB 1713 PG 2447
Legal Range	27E
Legal Township	18S
Legal Section	33
Legal Subdivision	ACREAGE OR UNREC
Legal Tract	1
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	2
Census Block	2037
Census Tract	30109

Owner

The current owner of 20740 Kine Dr bought it in May 1999.

Source: Lake County records, as of December 15, 2025

Owner of Record	Owner Name on File
Mailing Address	20740 KINE DR, EUSTIS, FL 32736-9042
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Last Sale	May 7, 1999 · Amount on File
Deed Sale	May 7, 1999 · Amount on File
Prior Sale	Sep 17, 1997 · Amount on File
Deed Document Number	0171302447
Deed Book / Page	01713 / 02447
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	20740 KINE DR, EUSTIS, FL 32736-9042
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FITCO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20740 KINE DR, EUSTIS, FL 32736-9042

Mortgage

Document Number	0056071876
Date	Dec 28, 2020
Book Page	5607/1876
Instrument	2020145114

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$210,410 Land $126,425 Building $83,985	$321,152 Land $126,425 Building $194,727
2024	$3,009.00 (+10.67%)
2023	$2,719.00 (+7.22%) Homeowner's exemption	$198,530 (+3%)	$285,815 (+13.96%) Land $97,250 Building $188,565
2022	$2,536.00 Homeowner's exemption	$192,750	$250,805 Land $62,240 Building $188,565

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20740 Kine Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20740 Kine Dr is moderate, ranking above 61% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30