2074 Union Rd, Isle, MN 56342 Property Records

Mille Lacs County property record for 2074 Union Rd, Isle, MN 56342

Property Summary

Property Type	Single Family Home
Details	1,488 sqft · built 1960
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Sep 2025)
Tax Bill	$2,222 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-400-1040`

Property Details

APN / Parcel Number

Primary APN	`05-400-1040`

Interior

Building Area	1,488 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	87,120 sqft (2 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed

Location & Zoning

Street Address	2074 UNION RD
City	ISLE
State	MN
Zip	56342-9251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF BLK 23
Legal Range	25
Legal Township	43
Legal Section	35
Legal Subdivision	ISLE HARBOR BEACH
Legal Block	23
Jurisdiction	MILLE LACS MN
Township / Civil Division	EAST SIDE
Census Block Group	2
Census Block	2036
Census Tract	970100

Owner

2074 Union Rd is owned and occupied by two individuals who bought it in September 2025.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2074 UNION RD, ISLE, MN 56342-9251
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2025 · Amount on File
Deed Sale	Sep 30, 2025 · Amount on File
Deed Document Number	2025448158
Prior Transfer Date	Sep 24, 2025
Prior Transfer Doc	000A448159
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Sep 30, 2025
Property Address	2074 UNION RD, ISLE, MN 56342-9251
Document Number	000A448158
Instrument Date	Sep 24, 2025
Instrument	A448158
Transaction Type	Transfer
Record Updated	Oct 14, 2025
Title Company	ABSOLUTE TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$759.00
Amount Accuracy	Rounded by County
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2074 UNION RD, ISLE, MN 56342-9251

Mortgage

Document Number	000A448159
Date	Sep 30, 2025
Instrument	A448159

Lender

Name	BLAZE CREDIT UNION
Type	Credit Union
Address	SAINT PAUL, MN 55113

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 2074 Union Rd was $2,222, up 5.9% from the year before.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	East Side Township
Unified School District	Isle Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,222.00 (+5.91%)	$244,300 (+2.3%) Land $55,100 Building $189,200	$244,300 (+2.3%) Land $55,100 Building $189,200
2025	$2,098.00 Homeowner's exemption	$238,800 Land $56,000 Building $182,800	$238,800 Land $56,000 Building $182,800
2023	$2,278.00	$230,500 Land $44,000 Building $186,500	$230,500 Land $44,000 Building $186,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2074 Union Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2074 Union Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable	250 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Union Rd

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