2074 Roxy Loop, Ferndale, WA 98248 Property Records

Whatcom County property record for 2074 Roxy Loop, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,836 sqft · built 2020
Lot Size	0.066 acres (2,914 sqft)
Owner	Individual Name on File
Last Sale	$386,000 (Jul 2020)
Tax Bill	$4,191 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`571679`

Property Details

APN / Parcel Number

Primary APN	`571679`
Alternative APNs	`390217 091216 0000` `186817`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,836 sqft Living Area
1st Floor Area	698 sqft
2nd Floor Area	1,138 sqft
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	2,914 sqft (0.066 acres)
Garage Type	Built-in
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	64 sqft
Deck Area	70 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	571679
Street Address	2074 ROXY LOOP
City	FERNDALE
State	WA
Zip	98248-8403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS8.5
Legal Description	MALLOY VILLAGE PUD #2 PHASE 2 LOT 233
Legal Range	02
Legal Township	39
Legal Section	17
Legal Subdivision	MALLOY VILLAGE PUD #2 PHASE 2
Legal Phase	2
Legal Lot Number	233
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1010
Census Tract	10505

Owner

2074 Roxy Loop is owned and occupied by an individual who bought it in July 2020.

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2074 ROXY LOOP, FERNDALE, WA 98248-8403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2020 · Amount on File
Deed Sale	Jul 17, 2020 · Amount on File
Deed Document Number	2020-0702852
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jul 17, 2020
Property Address	2074 ROXY LOOP, FERNDALE, WA 98248-8403
Document Number	2200702852
Instrument Date	Jul 8, 2020
Instrument	702852
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2020
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,181.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2074 ROXY LOOP FERNDALE WA 982488403, FERNDALE, WA 98248-8403

Mortgage

Document Number	2200702853
Date	Jul 17, 2020
Instrument	702853

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2074 Roxy Loop was $4,191.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,191.00	$559,487 Land $165,870 Building $393,617	$559,487 Land $165,870 Building $393,617
2022		$504,889 Land $112,356 Building $392,533	$504,889 Land $112,356 Building $392,533
2021	$3,762.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2074 Roxy Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2074 Roxy Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 19,305 people · EPA ID WA5324850
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30