2074 Roberts Point Dr, Windermere, FL 34786 Property Records

Orange County property record for 2074 Roberts Point Dr, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,317 sqft · built 1998
Lot Size	1.07 acres (46,944 sqft)
Owner	2 Individual Names on Record
Last Sale	$675,000 (May 2015)
Tax Bill	$10,793 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-23-27-9110-00-570`

Property Details

APN / Parcel Number

Primary APN	`01-23-27-9110-00-570`
Alternative APNs	`272301911000570` `131142` `131926` `133441`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,317 sqft Living Area
Gross Area	5,898 sqft
1st Floor Area	3,577 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	46,944 sqft (1.07 acres)
Garage Type	Attached
Garage Area	1,026 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	425 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2074 ROBERTS POINT DR
City	WINDERMERE
State	FL
Zip	34786-5807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-CE
Legal Description	WATERFORD POINTE PH 2 REPLAT 34/125 LOT 57
Legal Range	27E
Legal Township	23S
Legal Section	01
Legal Subdivision	WATERFORD POINTE PH 2 REP
Legal Phase	2
Legal Tract	9110
Legal Lot Number	57
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1021
Census Tract	17120

Owner

Source: Orange County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2074 ROBERTS POINT DR, WINDERMERE, FL 34786-5807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA
Mar 2, 2017	Loan Modification, Mortgage · Line of Credit SEACOAST NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2015 · Amount on Record
Deed Sale	May 5, 2015 · Amount on Record
Prior Sale	May 14, 2009 · Amount on Record
Deed Document Number	2015222692
Deed Book / Page	10913 / 4578
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2074 ROBERTS POINT DR, WINDERMERE, FL 34786-5807
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210141841
Date	Mar 11, 2021
Instrument	20210141841

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 27, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2074 ROBERTS POINT DR, WINDERMERE, FL 34786-5807
Document Number	0000675815
Instrument Date	Dec 16, 2020
Transaction Type	Mortgage
Record Updated	Jan 13, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2074 ROBERTS POINT DR WINDERMERE FL 347865807, WINDERMERE, FL 34786-5807

Mortgage

Document Number	0000675815
Date	Dec 28, 2020
Instrument	675815

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2050

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Property Address	2074 ROBERTS POINT DR, WINDERMERE, FL 34786-5807
Document Number	0000164143
Instrument Date	Mar 2, 2017
Transaction Type	Mortgage
Record Updated	Apr 27, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2074 ROBERTS POINT DR WINDERMERE FL 347865807, WINDERMERE, FL 34786-5807

Mortgage

Document Number	0000164143
Date	Mar 28, 2017
Instrument	164143

Lender

Name	SEACOAST NAT'L BK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$698,664 (+2.7%)	$1,076,950 (-1.48%) Land $170,000 Building $906,950
2025	$10,793.00 (+3.77%) Homeowner's exemption	$680,296 (+5.99%)	$1,093,140 (+10.72%) Land $170,000 Building $923,140
2024	$10,401.00 (+7.24%)
2023	$9,699.00 (+3.02%) Homeowner's exemption	$641,867 (+3%)	$987,291 (+24.98%) Land $170,000 Building $817,291
2022	$9,415.00 Homeowner's exemption	$623,172	$789,958 Land $155,000 Building $634,958

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 54 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	OCUD/SOUTHERN WATER SYS (5 WPS), OCUD/WESTERN REGIONAL WTR SYS (5 WPS)
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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