Carson City property record for 2074 Divot Rd, Carson City, NV 89701
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,450 sqft · built 1998 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $412,000 (Jan 2017) |
| Tax Bill | $3,947 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Apr 2023 Line of Credit + 4 more |
| APN | 010-591-02 |
| Primary APN | 010-591-02 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,450 sqft Living Area |
| Gross Area | 3,270 sqft |
| 1st Floor Area | 2,450 sqft |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Attached |
| Garage Area | 820 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Street Address | 2074 DIVOT RD |
|---|---|
| City | CARSON CITY |
| State | NV |
| Zip | 89701-2958 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF6 |
| Legal Description | EMPIRE RANCH ESTATES BLOCK B LOT 24 |
| Legal Subdivision | EMPIRE RANCH ESTATES |
| Legal Block | B |
| Legal Lot Number | 24 |
| Jurisdiction | CARSON CITY NV |
| Township / Civil Division | CARSON CITY |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 1002 |
2074 Divot Rd is owned and occupied by two individuals who bought it in January 2017.
Source: Carson City records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2074 DIVOT RD, CARSON CITY, NV 89701-2958 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2023 | Deed of Trust, Mortgage · Line of Credit ZB NA |
| Apr 26, 2023 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jul 22, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Oct 29, 2019 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Aug 14, 2019 | Deed of Trust, Mortgage · VA Mortgage AMERIFIRST FINANCIAL INC |
| Jan 30, 2017 | Bargain and Sale Deed, Transfer · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2017 · Amount on File |
| Deed Sale | Jan 30, 2017 · Amount on File |
| Deed Document Number | 2017471961 |
| Prior Transfer Date | Dec 3, 2012 |
| Prior Transfer Doc | 0000428835 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARSON CITY NV |
| Property Address | 2074 DIVOT RD, CARSON CITY, NV 89701-2958 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2074 DIVOT RD, CARSON CITY, NV 89701-2958 |
| Document Number | 0000543229 |
|---|---|
| Date | Nov 3, 2023 |
| Instrument | 543229 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | CARSON CITY, NV 89706 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARSON CITY NV |
| Property Address | 2074 DIVOT RD, CARSON CITY, NV 89701-2958 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 2074 DIVOT RD, CARSON CITY, NV 89701-2958 |
| Document Number | 0000539413 |
|---|---|
| Date | Apr 26, 2023 |
| Instrument | 539413 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 20, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARSON CITY NV |
| Property Address | 2074 DIVOT RD, CARSON CITY, NV 89701-2958 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000522848 |
|---|---|
| Date | Jul 22, 2021 |
| Instrument | 522848 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 345 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARSON CITY NV |
| Property Address | 2074 DIVOT RD, CARSON CITY, NV 89701-2958 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | 0000499982 |
|---|---|
| Date | Oct 29, 2019 |
| Instrument | 499982 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 9, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARSON CITY NV |
| Property Address | 2074 DIVOT RD, CARSON CITY, NV 89701-2958 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000497287 |
|---|---|
| Date | Aug 14, 2019 |
| Instrument | 497287 |
| Name | AMERIFIRST FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | MESA, AZ 85203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CARSON CITY NV |
| Recording Date | Jan 30, 2017 |
| Property Address | 2074 DIVOT RD, CARSON CITY, NV 89701-2958 |
| Document Number | 0000471961 |
| Map Reference | MB8 PG2135 |
| Instrument Date | Dec 9, 2016 |
| Instrument | 471961 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2021 |
| Title Company | FIRST CENTENNIAL RENO MAIN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2074 DIVOT RD, CARSON CITY, NV 89701-2958 |
| Document Number | 0000471962 |
|---|---|
| Date | Jan 30, 2017 |
| Instrument | 471962 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
The 2025 property tax bill for 2074 Divot Rd was $3,947 with a veteran's exemption.
Source: Carson City assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Nevada |
| Municipality | Carson City |
| Unified School District | Carson City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $151,262 (-0.71%) Land $41,300 Building $109,962 | $432,176 (-0.71%) Land $118,000 Building $314,176 | |
| 2025 | $3,947.00 Veteran's exemption | $152,350 Land $41,300 Building $111,050 | $435,287 Land $118,000 Building $317,287 |
| 2023 | $3,750.00 (+2.99%) | $143,788 (+12.57%) Land $41,300 Building $102,488 | $410,822 (+12.57%) Land $118,000 Building $292,822 |
| 2022 | $3,641.00 | $127,733 Land $34,650 Building $93,083 | $364,950 Land $99,000 Building $265,950 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 2074 Divot Rd; there have been 1 flood claim nearby since 1997.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1997) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 1997 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2074 Divot Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Nevada |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARSON CITY PUBLIC WORKS serves 59,000 people · EPA ID NV0000015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Net NV Fixed Wireless | 500 / 500 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 499 / 285 |
| Verizon Fixed Wireless | 300 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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