Charles County property record for 2074 Bagpipe Ln, Waldorf, MD 20601
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 4,545 sqft · built 2015 |
| Lot Size | 0.141 acres (6,142 sqft) |
| Owner | Individual Name on File |
| Last Sale | $560,000 (Nov 2021) |
| Tax Bill | $22,970 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-353493 |
| Primary APN | 06-353493 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,545 sqft Living Area |
| Gross Area | 5,109 sqft |
| 1st Floor Area | 1,556 sqft |
| Basement Area | 1,230 sqft |
| Finished Basement | 1,230 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,142 sqft (0.141 acres) |
| Garage Type | Attached |
| Garage Area | 210 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 88 sqft |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 353493 |
|---|---|
| Street Address | 2074 BAGPIPE LN |
| City | WALDORF |
| State | MD |
| Zip | 20601-3720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PRD |
| Legal Description | LOT 93 PLT 5 PH 1 SCOTLAND HEIGHTS SUB |
| Legal Subdivision | SCOTLAND HEIGHTS SUB |
| Legal Phase | 1 |
| Legal Block | 3 |
| Legal Lot Number | 93 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 850706 |
2074 Bagpipe Ln is owned and occupied by an individual who bought it in November 2021.
Source: Charles County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2074 BAGPIPE LN, WALDORF, MD 20601-3720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 11, 2020 | Deed of Trust, Mortgage · VA Mortgage RIVER CITY MORTGAGE LLC |
| Apr 30, 2021 | Deed of Trust, Mortgage · VA Mortgage RIVER CITY MORTGAGE LLC |
| Nov 19, 2021 | Deed, Transfer · Conventional Mortgage TRUSTWORTHY MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2021 · Amount on File |
| Deed Sale | Nov 19, 2021 · Amount on File |
| Prior Sale | Nov 4, 2015 · Amount on File |
| Deed Book / Page | 12231 / 62 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 2074 BAGPIPE LN, WALDORF, MD 20601-3720 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | COSMOPOLTIAN TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0113150403 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | 11315/403 |
| Name | RIVER CITY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CINCINNATI, OH 45242 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 2074 BAGPIPE LN, WALDORF, MD 20601-3720 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | COSMOPOLITAN TITLE AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0117870363 |
|---|---|
| Date | Apr 30, 2021 |
| Book Page | 11787/363 |
| Name | RIVER CITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45242 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Nov 19, 2021 |
| Property Address | 2074 BAGPIPE LN, WALDORF, MD 20601-3720 |
| Document Number | 0122310062 |
| Book / Page | 12231 / 62 |
| Map Reference | MB 59 PG 380-385 |
| Instrument Date | Oct 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE COMPANY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6812 COYOTE RIDGE CT, 6812, BRADENTON, FL 34201-2117 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 2074 BAGPIPE LN, WALDORF, MD 20601-3720 |
| Investor | Possibly a Property Investor |
| Document Number | 0001223170 |
|---|---|
| Date | Nov 19, 2021 |
| Instrument | 12231/70 |
| Name | TRUSTWORTHY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 2074 Bagpipe Ln was $22,970 with a homeowner's exemption.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $618,000 | $652,900 Land $125,100 Building $527,800 | |
| 2025 | $22,970.00 | ||
| 2023 | $8,637.00 | $512,667 | $548,200 Land $125,100 Building $423,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2074 Bagpipe Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2074 Bagpipe Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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