20738 Via San Luis, Cypress, TX 77433 Property Records

Harris County property record for 20738 Via San Luis, Cypress, TX 77433

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,186 sqft · built 2023
Lot Size0.144 acres (6,276 sqft)
Owner2 Individual Names on File
Last Sale$127,124 (Sep 2023)
Tax Bill$14,693 (2025)
Deeds & MortgagesSep 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN145-807-001-0001

Property Details

APN / Parcel Number

Primary APN145-807-001-0001

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Building Area3,186 sqft Living Area
1st Floor Area2,001 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Lot Area6,276 sqft (0.144 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1458070010001
Street Address20738 VIA SAN LUIS
CityCYPRESS
StateTX
Zip77433-4825
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 1 BLK 1 DUNHAM POINTE SEC 3
Legal SubdivisionDUNHAM POINTE SEC 3
Legal Block1
Legal Lot Number1
JurisdictionHARRIS TX
Township / Civil DivisionNORTHWEST HARRIS
Census Block Group1
Census Block1006
Census Tract543004

Owner

20738 Via San Luis is owned and occupied by two individuals who bought it in September 2023.

Source: Harris County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address20738 VIA SAN LUIS, CYPRESS, TX 77433-4825
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 29, 2023 · Amount on File
Deed SaleSep 29, 2023 · Amount on File
Deed Document Number2023373858
Record UpdatedOct 29, 2026

September 2023: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionHARRIS TX
Recording DateSep 29, 2023
Property Address20738 VIA SAN LUIS, CYPRESS, TX 77433-4825
Document Number0000373858
Map ReferenceMF 698980
Instrument DateSep 28, 2023
Instrument2023-373858
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 28, 2025
Title CompanyPRIOR TITLE, PRIORITY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20738 VIA SAN LUIS, CYPRESS, TX 77433-4825

Mortgage

Document Number0000373859
DateSep 29, 2023
Instrument2023-373859
Lender
NameGRACE HOME LENDING LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 20738 Via San Luis was $14,693 with a homeowner's exemption, up 2,340.7% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictCypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$560,866 (-1.62%) Land $114,098 Building $446,768$560,866 (-1.62%) Land $114,098 Building $446,768
2025$14,693.00 (+2,340.7%) Homeowner's exemption$570,128 Land $114,098 Building $456,030$570,128 Land $114,098 Building $456,030
2024$602.00
2023$87,625 Land $87,625$87,625 Land $87,625
2022$602.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20738 Via San Luis in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 445 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies445 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20738 Via San Luis is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 69% of Texas
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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