20738 Bowman Rd, Spring Hill, FL 34610 Property Records

Pasco County property record for 20738 Bowman Rd, Spring Hill, FL 34610

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,476 sqft · built 1981
Lot Size	0.868 acres (37,800 sqft)
Owner	Individual Name on Record
Last Sale	$67,000 (Jul 2003)
Tax Bill	$1,027 (2025)
Deeds & Mortgages	Aug 2019 Mortgage
Flood Zone	Zone A (high risk)
APN	`11-24-18-0030-00000-0430`

Property Details

APN / Parcel Number

Primary APN	`11-24-18-0030-00000-0430`
Alternative APNs	`1824110030000000430` `0886511`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,476 sqft Living Area
Gross Area	1,833 sqft
1st Floor Area	1,204 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	37,800 sqft (0.868 acres)
Garage Type	Attached
Garage Area	357 sqft
Driveway	Asphalt Driveway
Driveway Area	400 sqft
Parking Spaces	1 Parking Space
Porch	Florida Room
Porch Area	272 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	20742 BOWMAN RD
City	SPRING HILL
State	FL
Zip	34610-2114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	SUTDENT ACRES SUB PB 5 PG 38 LOTS 43-45 INCL OR 5428 PG 1241 & OR 6112 PG 742
Legal Range	18E
Legal Township	24S
Legal Section	11
Legal Subdivision	STUDENT ACRES
Legal Tract	30
Legal Lot Number	43
Jurisdiction	PASCO FL
Township / Civil Division	PORT RICHEY
Census Block Group	1
Census Block	1007
Census Tract	31809

Owner

Source: Pasco County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20742 BOWMAN RD, SPRING HILL, FL 34610-2114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2003 · Amount on Record
Deed Sale	Jul 3, 2003 · Amount on Record
Prior Sale	Apr 10, 2000 · Amount on Record
Deed Document Number	2003120532
Deed Book / Page	5428 / 1241
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	20742 BOWMAN RD, SPRING HILL, FL 34610-2114
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099552295
Date	Aug 14, 2019
Book Page	9955/2295
Instrument	2019136943

Lender

Name	GTE FCU
Type	Credit Union
Address	TAMPA, FL 33602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2034

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,390 (+2.9%)	$127,099 (-1.85%) Land $21,168 Building $105,931
2025	$1,027.00 (+9.02%) Homeowner's exemption	$89,790 (+5.98%) Land $21,168 Building $68,622	$129,495 (+0.47%) Land $21,168 Building $108,327
2023	$942.00 Additional exemption filed	$84,720 Land $21,168 Building $63,552	$128,894 Land $21,168 Building $107,726

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20