20735 Mini Ln, Bend, OR 97702 Property Records

Deschutes County property record for 20735 Mini Ln, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,258 sqft · built 2004
Lot Size	3.2 acres (139,392 sqft)
Owner	Individual Name on File
Last Sale	$1,250 (Apr 2021)
Tax Bill	$4,959 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181228-A0-00500`

Property Details

APN / Parcel Number

Primary APN	`181228-A0-00500`
Alternative APNs	`R1003181228A000500` `112205`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,258 sqft Living Area
Gross Area	2,930 sqft
1st Floor Area	1,268 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Bi-Level
Lot Area	139,392 sqft (3.2 acres)
Garage Area	672 sqft

Exterior Amenities

Deck Area	Deck Area
Shed	1 Shed
Shed Area	198 sqft
Cabin	Cabin
Lean-To	576 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Water Source	Cistern

Location & Zoning

Account Number	112205
Street Address	20735 MINI LN
City	BEND
State	OR
Zip	97702-9515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR10
Legal Range	12
Legal Township	18
Legal Section	28
Legal Subdivision	CABIN BUTTE RANCH #2
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1013
Census Tract	2001

Owner

20735 Mini Ln is owned and occupied by an individual who bought it in April 2021.

Source: Deschutes County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	20735 MINI LN, BEND, OR 97702-9515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage CANOPY MORTGAGE LLC
Apr 2, 2021	Bargain and Sale Deed, Transfer
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2021 · Amount on File
Deed Sale	Apr 2, 2021 · Amount on File
Prior Sale	Sep 6, 2012 · Amount on File
Deed Document Number	202120980
Prior Transfer Date	Dec 23, 2016
Prior Transfer Doc	0000053998
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20735 MINI LN, BEND, OR 97702-9515
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000094976
Date	Sep 27, 2021
Instrument	2021-94976

Lender

Name	CANOPY MORTGAGE LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

April 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	DESCHUTES OR
Recording Date	Apr 2, 2021
Property Address	20735 MINI LN, BEND, OR 97702-9515
Document Number	0000020980
Instrument Date	Apr 1, 2021
Instrument	2021-20980
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20735 MINI LN, BEND, OR 97702-9515

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20735 MINI LN, BEND, OR 97702-9515
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013387
Date	Mar 25, 2020
Instrument	2020-13387

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 20735 Mini Ln was $4,959, up 4.4% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,959.00 (+4.44%)	$326,690 (+3%)	$1,022,330 (+1.3%) Land $412,600 Building $609,730
2024	$4,748.00 (+6.17%)	$317,180 (+3%)	$1,009,260 (-) Land $346,500 Building $662,760
2023	$4,472.00	$307,950	$1,009,260 Land $346,500 Building $662,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20735 Mini Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20735 Mini Ln is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 78% of Oregon
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mini Ln

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