20734 Leonard Rd, Opp, AL 36467 Property Records

Covington County property record for 20734 Leonard Rd, Opp, AL 36467

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,120 sqft · built 1986
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (May 2023)
Tax Bill	$869 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit May 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-11-07-25-0-001-011.000`

Property Details

APN / Parcel Number

Primary APN	`23-11-07-25-0-001-011.000`
Alternative APNs	`11072500010110000` `1107250001011000` `23241980` `23421956` `23423070`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,120 sqft Living Area
1st Floor Area	2,120 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	1 Parking Space
Pool Type	In-Ground Vinyl Pool
Pool Area	648 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23423070
Street Address	20734 LEONARD RD
City	OPP
State	AL
Zip	36467-5329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB/PG>2023/9144 NJSD 4/24/2023 BEG @ INT OF N LN OF SE4 OF NW4 SEC 25 T4N R18E WITH E R/W LEONARD RD TH S-210'(S) ALG R/W TO
Legal Range	18E
Legal Township	04N
Legal Section	25
Jurisdiction	COVINGTON AL
Township / Civil Division	OPP
Census Block Group	1
Census Block	1034
Census Tract	962400

Owner

20734 Leonard Rd is owned and occupied by an individual who bought it in May 2023.

Source: Covington County records, as of June 18, 2026

Owner of Record	Individual Name on File
Mailing Address	20734 LEONARD RD, OPP, AL 36467-5329
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Deed of Trust, Mortgage · Line of Credit CCB COMMUNITY BANK
May 25, 2023	Warranty Deed, Transfer
Sep 19, 2022	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2023 · Amount on File
Deed Sale	May 25, 2023 · Amount on File
Prior Sale	Sep 19, 2022 · Amount on File
Deed Book / Page	2023 / 9140
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON AL
Property Address	20734 LEONARD RD, OPP, AL 36467-5329
Transaction Type	Mortgage
Record Updated	Feb 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 BATTEN ST, OPP, AL 36467-2702
Investor	Possibly a Property Investor

Mortgage

Document Number	02024/2342
Date	Feb 14, 2024
Book Page	2024/2342

Lender

Name	CCB COMMUNITY BANK
Type	Bank
Address	ANDALUSIA, AL 36420

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	May 25, 2023
Property Address	20734 LEONARD RD, OPP, AL 36467-5329
Document Number	02023/9140
Book / Page	2023 / 9140
Instrument Date	May 24, 2023
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16438 VICTORY LN, ANDALUSIA, AL 36421-5577

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16464 VICTORY LN, ANDALUSIA, AL 36421-5577

September 2022: Foreclosure

Document Type	Foreclosure
Jurisdiction	COVINGTON AL
Recording Date	Sep 19, 2022
Property Address	20734 LEONARD RD, OPP, AL 36467-5329
Document Number	2022/20711
Book / Page	2022 / 20711
Instrument Date	Aug 25, 2022
Transaction Type	Foreclosure
Record Updated	Oct 11, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 HOME CAMPUS, DES MOINES, IA 50328-0001
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 20734 Leonard Rd was $869.

Source: Covington County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Covington County
Unified School District	Covington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$869.00	$32,200 (-) Land $4,140 Building $28,060	$161,000 (-) Land $20,700 Building $140,300
2024	$869.00 (+8.08%)	$32,200 (+8.08%) Land $4,140 Building $28,060	$161,000 (+8.08%) Land $20,700 Building $140,300
2023	$804.00 (+99.01%)	$29,792 (+78.05%) Land $3,500 Building $26,292	$148,960 (-10.97%) Land $17,500 Building $131,460
2022	$404.00 Homeowner's exemption	$16,732 Land $1,460 Building $15,272	$167,320 Land $14,600 Building $152,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20734 Leonard Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 4, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20734 Leonard Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 77% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BuzzBroadband Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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