20731 Lyra Dr, Bend, OR 97703 Property Records

Deschutes County property record for 20731 Lyra Dr, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,554 sqft · built 1992
Lot Size	0.19 acres (8,276 sqft)
Owner	Company Name on Record
Last Sale	$679,000 (Jun 2023)
Tax Bill	$3,984 (2025)
Deeds & Mortgages	Jun 2023 Sale Oct 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`161228-DD-03800`

Property Details

APN / Parcel Number

Primary APN	`161228-DD-03800`
Alternative APNs	`R1058161228DD03800` `166540`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,554 sqft Living Area
Gross Area	2,038 sqft
1st Floor Area	1,554 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Area	484 sqft
Deck Area	400 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	166540
Street Address	20731 LYRA DR
City	BEND
State	OR
Zip	97703-8409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUA10
Legal Description	STARWOOD BLOCK 6 LOT 12
Legal Range	12
Legal Township	16
Legal Section	28
Legal Subdivision	STARWOOD
Legal Block	6
Legal Lot Number	12
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1016
Census Tract	1102

Owner

Source: Deschutes County records, as of May 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	20731 LYRA DR, BEND, OR 97703-8409
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Personal Representative Deed, Transfer FIRST AMERICAN TITLE
Oct 27, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Jul 5, 2018	Warranty Deed, Transfer · Conventional with PMI STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2023 · Amount on Record
Deed Sale	Jun 16, 2023 · Amount on Record
Prior Sale	Jul 5, 2018 · Amount on Record
Deed Document Number	202314409
Record Updated	Oct 29, 2026

June 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jun 16, 2023
Property Address	20731 LYRA DR, BEND, OR 97703-8409
Document Number	0000014409
Instrument Date	Jun 14, 2023
Instrument	2023-14409
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20731 LYRA DR, BEND, OR 97703-8409

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20731 LYRA DR, BEND, OR 97703-8409
Transaction Type	Mortgage
Record Updated	Nov 2, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038884
Date	Oct 27, 2022
Instrument	2022-38884

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20731 LYRA DR, BEND, OR 97703-8409
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014075
Date	Mar 30, 2020
Instrument	2020-14075

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jul 5, 2018
Property Address	20731 LYRA DR, BEND, OR 97703-8409
Document Number	0000027580
Instrument Date	Jul 3, 2018
Instrument	27580
Transaction Type	Transfer
Record Updated	Jul 24, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$377.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20731 LYRA DR BEND OR 977038409, BEND, OR 97703-8409

Mortgage

Document Number	27581
Date	Jul 5, 2018
Instrument	27581

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2048

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,984.00 (+4.51%)	$266,010 (+3%)	$661,830 (+5.78%) Land $291,850 Building $369,980
2024	$3,812.00 (+6.27%)	$258,270 (+3%)	$625,640 (-) Land $276,600 Building $349,040
2023	$3,587.00 (+5.19%)	$250,750 (+6.09%)	$625,640 (+31.83%) Land $276,600 Building $349,040
2022	$3,410.00	$236,360	$474,570 Land $172,890 Building $301,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 75% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL	140 / 20

May also be available: Verizon.

Nearby Properties on Lyra Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures