2073 S Derby Rd, Sidney, MI 48885 Property Records

Montcalm County property record for 2073 S Derby Rd, Sidney, MI 48885

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,108 sqft · built 1940
Lot Size	0.675 acres (29,390 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Sep 2021)
Tax Bill	$2,356 (2025)
Deeds & Mortgages	Sep 2019 Refinance Sep 2021 Sale & Mortgage
APN	`019-015-005-00`

Property Details

APN / Parcel Number

Primary APN	`019-015-005-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	2,108 sqft Building Perimeter
1st Floor Area	2,108 sqft
Basement Area	2,108 sqft
Unfinished Basement	2,108 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	29,390 sqft (0.675 acres)
Garage Area	1,488 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2073 S DERBY RD
City	SIDNEY
State	MI
Zip	48885-9765
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	686-394 & 395 BEG 321.5 FT S OF NW COR OF SEC 15; TH N 89 DEG E 198 FT; S 148.5 FT; S 89 DEG W 198 FT; N 148.5 FT TO POB SEC
Legal Range	07W
Legal Township	10N
Legal Section	15
Jurisdiction	MONTCALM MI
Township / Civil Division	SIDNEY
Census Block Group	3
Census Block	3012
Census Tract	970800

Owner

2073 S Derby Rd is owned and occupied by an individual who bought it in September 2021.

Source: Montcalm County records, as of July 6, 2026

Owner of Record	Individual Name on File
Mailing Address	2073 S DERBY RD, SIDNEY, MI 48885-9765
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ISABELLA BANK
Sep 16, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage BLG HOLDINGS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2021 · Amount on File
Deed Sale	Sep 16, 2021 · Amount on File
Prior Sale	May 16, 2005 · Amount on File
Deed Document Number	202113156
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	2073 S DERBY RD, SIDNEY, MI 48885-9765
Transaction Type	Mortgage
Record Updated	Dec 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R09857
Date	Sep 25, 2019
Instrument	2019R-09857

Lender

Name	ISABELLA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTCALM MI
Recording Date	Sep 16, 2021
Property Address	2073 S DERBY RD, SIDNEY, MI 48885-9765
Document Number	2021R13156
Instrument Date	Sep 13, 2021
Instrument	2021R13156
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	MISC COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2073 S DERBY RD, SIDNEY, MI 48885-9765

Mortgage

Document Number	2021R13157
Date	Sep 16, 2021
Instrument	2021R-13157

Lender

Name	BLG HOLDINGS INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2073 S Derby Rd was $2,356, up 3.8% from the year before.

Source: Montcalm County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Montcalm County
County Subdivision	Sidney Township
Unified School District	Central Montcalm Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,400 (+6.5%)	$222,800 (+6.5%)
2025	$2,356.00 (+3.83%)	$104,600	$209,200
2024	$2,269.00
2023		$88,200	$88,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 2073 S Derby Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2073 S Derby Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CMS Internet Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Point Broadband Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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