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2073 Reef Ct, Spring Hill, FL 34606 Property Records

Hernando County property record for 2073 Reef Ct, Spring Hill, FL 34606

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,474 sqft · built 1985
Lot Size0.419 acres (18,228 sqft)
Owner2 Individual Names on File
Last Sale$267,000 (Oct 2020)
Tax Bill$5,243 (2025)
Deeds & MortgagesDec 2021 Sale
Oct 2020 Sale & Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APNR32-323-17-5030-0140-0110

Property Details

APN / Parcel Number

Primary APNR32-323-17-5030-0140-0110
Alternative APNs
  • 00233438
  • 233438

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,474 sqft Living Area
Gross Area3,395 sqft
1st Floor Area2,474 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1995
Exterior MaterialCombination
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area18,228 sqft (0.419 acres)
Lot Dimensions131 ft deep x 107 ft wide
Garage TypeAttached
Garage Area622 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area336 sqft
PorchScreened Porch
Porch Area1,211 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00233438
Street Address2073 REEF CT
CitySPRING HILL
StateFL
Zip34606-3736
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 3 BLK 140 LOTS 10 & 11
Legal Range17E
Legal Township23S
Legal Section32
Legal SubdivisionSPRING HILL UN 3
Legal Block140
Legal Lot Number10,11
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group2
Census Block2000
Census Tract41302

Owner

Source: Hernando County assessment roll, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2073 REEF CT, SPRING HILL, FL 34606-3736
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2021Warranty Deed, Transfer
SOUTHEAST TITLE
Oct 1, 2020Warranty Deed, Transfer · Conventional Mortgage
NFM INC
Oct 11, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Jul 30, 2018Quit Claim Deed, Transfer
TROPIC TITLE SERVICES
Jul 30, 2018Quit Claim Deed, Transfer
TROPIC TITLE SERVICES
Jul 30, 2018Quit Claim Deed, Transfer
TROPIC TITLE SERVICES
Jul 30, 2018Grant Deed, Transfer
TROPIC TITLE SERVICES
Apr 9, 2018Warranty Deed, Transfer
TROPIC TITLE SERVICES, TROPIC TITLE SVCS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 1, 2020 · Amount on Record
Deed SaleOct 1, 2020 · Amount on Record
Prior SaleJul 30, 2018 · Amount on Record
Deed Document Number202060857
Deed Book / Page3894 / 1102
Prior Transfer DateOct 11, 2019
Prior Transfer Doc0037610477
Record UpdatedJun 8, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateDec 17, 2021
Property Address2073 REEF CT, SPRING HILL, FL 34606-3736
Document Number0041010112
Book / Page4101 / 112
Map ReferenceMB 7 PG 80-86
Instrument DateDec 14, 2021
Instrument2021095008
Transaction TypeTransfer
Record UpdatedFeb 13, 2024
Title CompanySOUTHEAST TITLE

Transaction

AmountAmount Recorded
Tax$455.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2191 ANCHOR AVE, SPRING HILL, FL 34608-4905

Transferred To (Grantee/Buyer)

NameVerified Name
Address2073 REEF CT, SPRING HILL, FL 34606-3736
InvestorPossibly a Property Investor

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateOct 1, 2020
Property Address2073 REEF CT, SPRING HILL, FL 34606-3736
Document Number0038941102
Book / Page3894 / 1102
Map ReferenceMB 7 PG 80-86
Instrument DateSep 24, 2020
Instrument2020060857
Transaction TypeTransfer
Record UpdatedDec 7, 2021
Title CompanyNIRVANA TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,869.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2073 REEF CT, 2073, SPRING HILL, FL 34606-3736

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address10245 NICARAGUA DR, CUTLER BAY, FL 33189-2340
InvestorPossibly a Property Investor

Mortgage

Document Number38941104
DateOct 1, 2020
Instrument3894/1104
Lender
NameNFM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateOct 11, 2019
Property Address2073 REEF CT, SPRING HILL, FL 34606-3736
Document Number0037610477
Book / Page003761 / 000477
Instrument DateOct 11, 2019
Instrument64228
Transaction TypeTransfer
Record UpdatedNov 1, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address2073 REEF CT SPRING HILL FL 346063736, SPRING HILL, FL 34606-3736

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHERNANDO FL
Recording DateJul 30, 2018
Property Address2073 REEF CT, SPRING HILL, FL 34606-3736
Document Number0036080307
Book / Page003608 / 000307
Instrument DateJul 23, 2018
Instrument45888
Transaction TypeTransfer
Record UpdatedAug 17, 2018
Title CompanyTROPIC TITLE SERVICES

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2073 REEF CT SPRING HILL FL 346063736, SPRING HILL, FL 34606-3736

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHERNANDO FL
Recording DateJul 30, 2018
Property Address2073 REEF CT, SPRING HILL, FL 34606-3736
Document Number0036080308
Book / Page003608 / 000308
Instrument DateJul 23, 2018
Instrument45889
Transaction TypeTransfer
Record UpdatedAug 17, 2018
Title CompanyTROPIC TITLE SERVICES

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2073 REEF CT SPRING HILL FL 346063736, SPRING HILL, FL 34606-3736

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHERNANDO FL
Recording DateJul 30, 2018
Property Address2073 REEF CT, SPRING HILL, FL 34606-3736
Document Number0036080309
Book / Page003608 / 000309
Instrument DateJul 23, 2018
Instrument45890
Transaction TypeTransfer
Record UpdatedAug 17, 2018
Title CompanyTROPIC TITLE SERVICES

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2073 REEF CT SPRING HILL FL 346063736, SPRING HILL, FL 34606-3736

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHERNANDO FL
Recording DateJul 30, 2018
Property Address2073 REEF CT, SPRING HILL, FL 34606-3736
Document Number0036080310
Book / Page003608 / 000310
Instrument DateJul 23, 2018
Instrument45891
Transaction TypeTransfer
Record UpdatedAug 17, 2018
Title CompanyTROPIC TITLE SERVICES

Transaction

AmountAmount Recorded
Tax$1,491.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2073 REEF CT SPRING HILL FL 346063736, SPRING HILL, FL 34606-3736

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateApr 9, 2018
Property Address2073 REEF CT, SPRING HILL, FL 34606-3736
Document Number0035710436
Book / Page003571 / 000436
Instrument DateApr 5, 2018
Instrument21070
Transaction TypeTransfer
Record UpdatedMay 24, 2018
Title CompanyTROPIC TITLE SERVICES, TROPIC TITLE SVCS

Transaction

AmountAmount Recorded
Tax$245.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5582 BEACH ELDER WAY MELBOURNE BEACH FL 329513323, MELBOURNE BEACH, FL 32951-3323

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,243.00 (+15.69%) Homeowner's exemption$358,250 (+5.99%)$452,728 (+0.78%) Land $122,124 Building $330,604
2023$338,014 Land $35,189 Building $302,825
2022$4,532.00$449,202 Land $126,134 Building $323,068

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2004–2012)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Tillman Global Holdings, WOW Internet, Cable & Phone.

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