2073 Pine Ridge Rd, Waterloo, SC 29384 Property Records

Laurens County property record for 2073 Pine Ridge Rd, Waterloo, SC 29384

Property Summary

Property Type	Rural Home
Lot Size	10 acres (435,600 sqft)
Owner	2 Trust Names on Record
Tax Bill	$446 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Nov 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`274-00-00-008`

Property Details

APN / Parcel Number

Primary APN	`274-00-00-008`
Alternative APNs	`2740000008 95693989` `95693989`

Exterior

Lot Area	435,600 sqft (10 acres)

Location & Zoning

Street Address	2073 PINE RIDGE RD
City	WATERLOO
State	SC
Zip	29384-2931
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	2073 PINE RIDGE RD
Jurisdiction	LAURENS SC
Township / Civil Division	CROSS HILL
Census Block Group	3
Census Block	3038
Census Tract	921001

Owner

Source: Laurens County records, as of February 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	2073 PINE RIDGE RD, WATERLOO, SC 29384-2931
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FCU
Nov 30, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 30, 2022
Transfer Doc	0D16980017
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	2073 PINE RIDGE RD, WATERLOO, SC 29384-2931
Transaction Type	Mortgage
Record Updated	Apr 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2073 PINE RIDGE RD, WATERLOO, SC 29384-2931

Mortgage

Document Number	0M28700222
Date	Sep 21, 2022
Book Page	M2870/222
Instrument	2022008781

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 5, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Oct 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.25%
Index	10-Year TN
Max Rate	10.2%

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAURENS SC
Recording Date	Nov 30, 2022
Property Address	2073 PINE RIDGE RD, WATERLOO, SC 29384-2931
Document Number	0D16980017
Book / Page	D1698 / 17
Map Reference	MB 33 PG 148
Instrument Date	Nov 30, 2022
Instrument	2022010783
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2073 PINE RIDGE RD, WATERLOO, SC 29384-2931

Tax Assessment & Valuation

Source: Laurens County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Unified School District	Laurens School District 55 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$446.00 (+3.96%) Homeowner's exemption	$4,270 (-) Land $170 Building $4,100
2024	$429.00 (+37.06%) Homeowner's exemption	$4,270 (+0.02%) Land $170 Building $4,100
2023	$313.00 (-24.58%) Homeowner's exemption	$4,269 (-0.02%) Land $169 Building $4,100	$106,730 (-20.32%) Land $4,230 Building $102,500
2022	$415.00 Homeowner's exemption	$4,270 Land $170 Building $4,100	$133,950 (-) Land $31,450 Building $102,500
2021			$133,950 Land $31,450 Building $102,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 42% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Piedmont Rural Telephone Cooperative Fiber	1,000 / 1,000

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