2073 Oak Tree Dr E, Dayton, OH 45440 Property Records

Montgomery County property record for 2073 Oak Tree Dr E, Dayton, OH 45440 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,513 sqft · built 1968
Lot Size	0.281 acres (12,240 sqft)
Owner	2 Individual Names on File
Last Sale	$324,900 (Jan 2024)
Tax Bill	$5,751 (2024)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Feb 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`N64-03112-0021`

Property Details

APN / Parcel Number

Primary APN	`N64-03112-0021`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,513 sqft Living Area
Gross Area	3,073 sqft
1st Floor Area	1,550 sqft
Basement Area	897 sqft
Finished Basement	897 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Split Level
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Lot Area	12,240 sqft (0.281 acres)
Lot Dimensions	136 ft deep x 90 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2073 OAK TREE DR E
City	DAYTON
State	OH
Zip	45440-2458
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	104 WOODBRIAR 1 A
Legal Subdivision	WOODBRIAR 1 A
Legal Lot Number	21
Jurisdiction	MONTGOMERY OH
Township / Civil Division	KETTERING
Census Block Group	1
Census Block	1005
Census Tract	21700

Owner

Source: Montgomery County records · APN N64-03112-0021

Assessment roll updated December 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2073 OAK TREE DR E, DAYTON, OH 45440-2458
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage WRIGHT-PATT CREDIT UNION INC
Feb 04, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Oct 21, 2021	Survivorship Deed, Transfer · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC
Dec 27, 2019	Deed of Trust, Mortgage · Conventional with PMI UNION SVGS
Oct 03, 2019	Warranty Deed, Transfer UNION SVGS
Dec 14, 2017	Warranty Deed, Transfer · VA Mortgage PRIME LNDG
Aug 31, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 07, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 11, 2024 · Amount on Record
Deed Sale	Jan 11, 2024 · Amount on Record
Prior Sale	Oct 21, 2021 · Amount on Record
Deed Document Number	20241744
Prior Transfer Date	Dec 10, 2013
Prior Transfer Doc	0000001025
Record Updated	Jun 08, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jan 11, 2024
Property Address	2073 OAK TREE DR E, DAYTON, OH 45440-2458
Document Number	0000001744
Map Reference	MB 80 PG 79
Instrument Date	Dec 28, 2023
Instrument	2024-00001744
Transaction Type	Transfer
Record Updated	May 07, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY LAWYERS TTL AGCY LL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2073 OAK TREE DR E, DAYTON, OH 45440-2458

Mortgage

Document Number	0000001755
Date	Jan 11, 2024
Instrument	2024-00001755

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2054

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	2073 OAK TREE DR E, DAYTON, OH 45440-2458
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	LANDMARK TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008560
Date	Feb 04, 2021
Instrument	2021-00008560

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

October 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Oct 21, 2021
Property Address	2073 OAK TREE DR E, DAYTON, OH 45440-2458
Document Number	0000080355
Map Reference	MB 80 PG 79
Instrument Date	Oct 07, 2021
Instrument	2021-00080355
Transaction Type	Transfer
Record Updated	May 07, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2073 OAK TREE DR E, DAYTON, OH 45440-2458

Mortgage

Document Number	0000080356
Date	Oct 21, 2021
Instrument	2021-00080356

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	2073 OAK TREE DR E, DAYTON, OH 45440-2458
Document Number	0000000510
Instrument Date	Dec 27, 2019
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	LANDMARK TITLE, LANDMARK TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2073 OAK TREE DR E DAYTON OH 454402458, DAYTON, OH 45440-2458

Mortgage

Document Number	0000000510
Date	Jan 06, 2020
Instrument	510

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 05, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Oct 03, 2019
Property Address	2073 OAK TREE DR E, DAYTON, OH 45440-2458
Document Number	0000054616
Instrument Date	Sep 06, 2019
Instrument	54616
Transaction Type	Transfer
Record Updated	Nov 21, 2019
Title Company	LANDMARK TITLE, LANDMARK TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$636.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2073 OAK TREE DR E DAYTON OH 454402458, DAYTON, OH 45440-2458

Mortgage

Document Number	54635
Date	Oct 03, 2019
Instrument	54635

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 02, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Dec 14, 2017
Property Address	2073 OAK TREE DR E, DAYTON, OH 45440-2458
Document Number	0000074269
Instrument Date	Nov 14, 2017
Instrument	74269
Transaction Type	Transfer
Record Updated	Jan 03, 2018
Title Company	VANTAGE LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$585.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2073 OAK TREE DR E KETTERING OH 454402458, KETTERING, OH 45440-2458

Mortgage

Document Number	74270
Date	Dec 14, 2017
Instrument	74270

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2047

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Aug 31, 2017
Property Address	2073 OAK TREE DR E, DAYTON, OH 45440-2458
Document Number	0000051575
Instrument Date	Jul 18, 2017
Instrument	51575
Transaction Type	Transfer
Record Updated	Sep 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$180.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2073 OAK TREE DR E KETTERING OH 454402458, KETTERING, OH 45440-2458

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Aug 07, 2017
Property Address	2073 OAK TREE DR E, DAYTON, OH 45440-2458
Document Number	0000045931
Instrument Date	Jul 06, 2017
Instrument	45931
Transaction Type	Transfer
Record Updated	Sep 08, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2073 OAK TREE DR E KETTERING OH 454402458, KETTERING, OH 45440-2458

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated December 30, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Kettering City
Unified School District	Kettering City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$90,220 (-) Land $16,340 Building $73,880	$257,780 (-) Land $46,690 Building $211,090
2024	$5,751.00 (+2.94%)
2023	$5,587.00 (+6.24%)	$90,220 (+34.34%) Land $16,340 Building $73,880	$257,780 (+34.34%) Land $46,690 Building $211,090
2022	$5,259.00	$67,160 Land $12,190 Building $54,970
2020			$191,890 Land $34,840 Building $157,050

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (39113C), updated June 21, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391130217001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 18 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	2 (2005–2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2008, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 302 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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