2073 E Waters Edge Dr, Bloomington, IN 47401 Property Records

Monroe County property record for 2073 E Waters Edge Dr, Bloomington, IN 47401 · Last verified June 2026

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 1,014 sqft · built 1983
Lot Size	0.016 acres (701 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Jul 2018)
Tax Bill	$2,529 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-02990-44`

Property Details

APN / Parcel Number

Primary APN	`004-02990-44`
Alternative APN	`53-00-40-299-044.000-006`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,014 sqft Living Area
1st Floor Area	1,014 sqft
Basement Area	944 sqft
Finished Basement	944 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1999
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Material	Asphalt
Lot Area	701 sqft (0.016 acres)
Terrain	Low
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	004-02990-44
Street Address	2073 E WATERS EDGE DR
City	BLOOMINGTON
State	IN
Zip	47401-8496
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	WATERS EDGE PH1 BLDG E UNIT 2
Legal Subdivision	WATERS EDGE
Jurisdiction	MONROE IN
Township / Civil Division	CLEAR CREEK
Census Block Group	2
Census Block	2006
Census Tract	1502

Owner

Source: Monroe County records · APN 004-02990-44

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2073 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8496
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB
Jun 04, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB
Jul 25, 2018	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MASTERS OF INDIANA INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 25, 2018 · Amount on Record
Deed Sale	Jul 25, 2018 · Amount on Record
Prior Sale	Jul 20, 2018 · Amount on Record
Deed Document Number	201810000
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	2073 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8496
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020012599
Date	Aug 11, 2020
Instrument	2020012599

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jun 01, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	2073 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8496
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020008016
Date	Jun 04, 2020
Instrument	2020008016

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Jul 25, 2018
Property Address	2073 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8496
Document Number	2018010000
Map Reference	DOC151393
Instrument Date	Jul 20, 2018
Instrument	2018010000
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2073 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8496

Mortgage

Document Number	2018010001
Date	Jul 25, 2018
Instrument	2018010001

Lender

Name	MORTGAGE MASTERS OF INDIANA INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2048

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Clear Creek Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,529.00 (-7.87%)	$347,000 (+4.83%) Land $57,200 Building $289,800	$347,000 (+4.83%) Land $57,200 Building $289,800
2024	$2,745.00 (+16.91%)
2023		$331,000 (+1%) Land $55,000 Building $276,000	$331,000 (+1%) Land $55,000 Building $276,000
2022	$2,348.00	$300,900 Land $55,000 Building $245,900	$300,900 Land $55,000 Building $245,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (18105C), updated September 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 181050015022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 3 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Smithville Holding Company	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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