20727 Rainmead Dr, Katy, TX 77449 Property Records

Harris County property record for 20727 Rainmead Dr, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,563 sqft · built 2013
Lot Size	0.109 acres (4,725 sqft)
Owner	Individual Name on File
Last Sale	$181,500 (May 2014)
Tax Bill	$5,391 (2025)
Deeds & Mortgages	Dec 2016 Mortgage Dec 2016 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`127-072-003-0015`

Property Details

APN / Parcel Number

Primary APN	`127-072-003-0015`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,563 sqft Living Area
1st Floor Area	1,385 sqft
Game Room	Game Room

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	4,725 sqft (0.109 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	75 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1270720030015
Street Address	20727 RAINMEAD DR
City	KATY
State	TX
Zip	77449-1834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 15 BLK 3 RAINTREE VILLAGE SEC 6
Legal Subdivision	RAINTREE VILLAGE SEC 6
Legal Block	3
Legal Lot Number	15
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1004
Census Tract	542305

Owner

20727 Rainmead Dr is owned and occupied by an individual who bought it in May 2014.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	20727 RAINMEAD DR, KATY, TX 77449-1834
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2016	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Dec 2, 2016	Loan Modification, Mortgage · FHA Mortgage IMORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2014 · Amount on File
Deed Sale	May 12, 2014 · Amount on File
Deed Document Number	2014197630
Prior Transfer Date	Apr 29, 2014
Prior Transfer Doc	0000197630
Record Updated	Oct 29, 2026

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20727 RAINMEAD DR, KATY, TX 77449-1834
Document Number	0000003815
Instrument Date	Dec 2, 2016
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20727 RAINMEAD DR KATY TX 774491834, KATY, TX 77449-1834

Mortgage

Document Number	0000003815
Date	Jan 4, 2017
Instrument	3815

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2047

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Property Address	20727 RAINMEAD DR, KATY, TX 77449-1834
Document Number	0000003814
Instrument Date	Dec 2, 2016
Transaction Type	Mortgage
Record Updated	Jan 18, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20727 RAINMEAD DR KATY TX 774491834, KATY, TX 77449-1834

Mortgage

Document Number	0000003814
Date	Jan 4, 2017
Instrument	3814

Lender

Name	IMORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2047

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 20727 Rainmead Dr was $5,391 with a homeowner's exemption, up 18.5% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$318,328 (-2.05%) Land $49,748 Building $268,580	$318,328 (-2.05%) Land $49,748 Building $268,580
2025	$5,391.00 (+18.48%) Homeowner's exemption	$324,991 Land $49,748 Building $275,243	$324,991 Land $49,748 Building $275,243
2024	$4,550.00
2023		$358,918 Land $47,486 Building $311,432	$358,918 Land $47,486 Building $311,432
2022	$3,862.00
2020	$4,175.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20727 Rainmead Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20727 Rainmead Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST HARRIS COUNTY MUD 7 serves 5,289 people · EPA ID TX1012228
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 886 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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