20727 Lawrence 2175, Aurora, MO 65605 Property Records

Lawrence County property record for 20727 Lawrence 2175, Aurora, MO 65605

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 604 sqft · built 1940
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$77,500 (Aug 2020)
Tax Bill	$262 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`119029000000017000`

Property Details

APN / Parcel Number

Primary APN	`119029000000017000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	604 sqft Living Area
1st Floor Area	604 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)

Location & Zoning

Street Address	20727 LAWRENCE 2175
City	AURORA
State	MO
Zip	65605-7056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT NW CORNER OF NE SE, THEN E209' S209' W209' AND N209' TO BEG
Legal Range	25
Legal Township	27
Legal Section	29
Jurisdiction	LAWRENCE MO
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2059
Census Tract	470502

Owner

20727 Lawrence 2175 is owned and occupied by two individuals who bought it in August 2020.

Source: Lawrence County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20727 LAWRENCE 2175, AURORA, MO 65605-7056
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE
Aug 24, 2020	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2020 · Amount on File
Deed Sale	Aug 24, 2020 · Amount on File
Deed Document Number	20204200
Deed Book / Page	456 / 4167
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Recording Date	Jul 7, 2026
Property Address	20727 LAWRENCE 2175, AURORA, MO 65605-7056
Document Number	0000003660
Book / Page	2026 / 3660
Instrument Date	Jun 22, 2026
Instrument	20263660
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20727 LAWRENCE 2175, AURORA, MO 65605-7056

Mortgage

Document Number	0000003660,
Date	Jul 7, 2026
Book Page	2026/3660
Instrument	20263660

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 17, 2046

Interest

Rate	6.51%
Max Rate	-1%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Aug 24, 2020
Property Address	20727 LAWRENCE 2175, AURORA, MO 65605-7056
Document Number	456/4167
Book / Page	456 / 4167
Instrument Date	Aug 21, 2020
Instrument	2020-00004200
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20727 LAWRENCE 2175, AURORA, MO 65605-7056

Mortgage

Document Number	4564168
Date	Aug 24, 2020
Instrument	456/4168

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 20727 Lawrence 2175 was $262.

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lawrence County
Unified School District	Aurora R-VIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,300 (-) Land $2,470 Building $2,830
2025	$262.00	$5,300 Land $2,470 Building $2,830	$26,421
2024	$262.00 (+6.07%)
2023	$247.00 (+3.78%)	$5,020 Land $2,470 Building $2,550	$26,421
2022	$238.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 20727 Lawrence 2175 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20727 Lawrence 2175 is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Total HighSpeed Internet Solutions Fixed Wireless	30 / 10
Brightspeed DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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