20723 Winlock Trace Dr, Katy, TX 77450 Property Records

Fort Bend County property record for 20723 Winlock Trace Dr, Katy, TX 77450 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,520 sqft · built 1999
Lot Size	0.21 acres (9,184 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,066 (2025)
Deeds & Mortgages	Nov 2017 Construction Loan
Flood Zone	Zone X (moderate risk)
APN	`R215404`

Property Details

APN / Parcel Number

Primary APN	`R215404`
Alternative APN	`2274-05-003-0170-914`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,520 sqft Living Area
1st Floor Area	1,615 sqft
2nd Floor Area	905 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,184 sqft (0.21 acres)
Garage Type	Detached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	112 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R215404
Street Address	20723 WINLOCK TRACE DR
City	KATY
State	TX
Zip	77450-7239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CINCO RANCH MEADOW PLACE SEC 5, BLOCK 3, LOT 17
Legal Subdivision	CINCO RANCH MEADOW PLACE SEC 5
Legal Block	3
Legal Lot Number	17
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	3
Census Block	3000
Census Tract	673008

Owner

Source: Fort Bend County records · APN R215404

Assessment roll updated July 25, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20723 WINLOCK TRACE DR, KATY, TX 77450-7239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 16, 2004
Deed Sale	Aug 16, 2004
Prior Sale	Aug 16, 2004
Deed Document Number	2004100063
Record Updated	Jun 08, 2026

November 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FORT BEND TX
Recording Date	Nov 28, 2017
Property Address	20723 WINLOCK TRACE DR, KATY, TX 77450-7239
Instrument Date	Oct 01, 2017
Instrument	130323
Transaction Type	Construction Loan
Record Updated	Jan 03, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20723 WINLOCK TRACE DR KATY TX 774507239, KATY, TX 77450-7239

Mortgage

Document Number	0000130323
Date	Nov 28, 2017
Instrument	130323

Lender

Name	US SMALL BUSN ADMN
Address	EL PASO, TX 79935

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 27, 2047

Tax Assessment & Valuation

Source: Fort Bend County records · Assessment roll updated July 25, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,066.00 (-1.72%) Homeowner's exemption	$402,217 (+4.92%) Land $61,425 Building $340,792	$402,217 (-7.46%) Land $61,425 Building $340,792
2024	$6,172.00 (+8.03%) Homeowner's exemption	$383,340 (+1%) Land $61,425 Building $373,235	$434,660 (+17.45%) Land $61,425 Building $373,235
2023	$5,713.00 (+63.84%) Homeowner's exemption	$348,491 Land $47,250 Building $322,837	$370,087 Land $47,250 Building $322,837
2018	$3,487.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fort Bend County (48157C), updated August 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481576730083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Flood Insurance Cost	Premium on Record median of 133 individual NFIP policies nearby
Nearby Flood Policies	133 in force 123 of 133 on primary residences
Nearby Flood Claims	40 (2017–2024)
Claims Outside the SFHA	40 of 40
Most Recent Claim	Jul 2024, rainfall accumulation, Hurricane Beryl
Flood Events	Hurricane Beryl (Jul 2024), 2 claims Hurricane Harvey (Aug 2017), 38 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.