20723 Williams Dr, Oakboro, NC 28129 Property Records

Stanly County property record for 20723 Williams Dr, Oakboro, NC 28129

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,572 sqft · built 1920
Lot Size	56.7 acres (2,472,030 sqft)
Owner	Individual Name on File
Tax Bill	$1,476 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Feb 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`650401382894`

Property Details

APN / Parcel Number

Primary APN	`650401382894`
Alternative APNs	`1523383` `10778`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,572 sqft Finished Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood Siding
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,472,030 sqft (56.7 acres)
Porch	Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	1523383
Street Address	20723 WILLIAMS DR
City	OAKBORO
State	NC
Zip	28129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE 20723 WILLIAMS DR 650400028
Legal Subdivision	FARMRIDGE ESTATES
Jurisdiction	STANLY NC
Township / Civil Division	BIG LICK
Census Block Group	2
Census Block	2002
Census Tract	930902

Owner

20723 Williams Dr, a single family home, is owned by an individual.

Source: Stanly County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	20228 HATLEY RD, OAKBORO, NC 28129-9653
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Deed of Trust, Mortgage BUFFALO CREEK INVESTMENTS INC
Feb 21, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	20723 WILLIAMS DR, OAKBORO, NC 28129
Transaction Type	Mortgage
Record Updated	Jan 30, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20228 HATLEY ROAD, MARSHVILLE, NC 28103

Mortgage

Document Number	0000461352
Date	Sep 7, 2023
Book Page	1831/941
Instrument	461352

Lender

Name	BUFFALO CREEK INVESTMENTS INC
Type	Non-Lending Institution
Address	MARSHVILLE, NC 28103

Agreement

Amount	Amount on Record
Term	60 Months
Due	Sep 7, 2028

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Feb 21, 2019
Property Address	20723 WILLIAMS DR, OAKBORO, NC 28129
Document Number	0000407277
Book / Page	001663 / 001536
Instrument Date	Feb 8, 2019
Instrument	407277
Transaction Type	Transfer
Record Updated	Mar 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20228 HATLEY RD OAKBORO NC 281299653, OAKBORO, NC 28129-9653

Tax Assessment & Valuation

The 2026 property tax bill for 20723 Williams Dr was $1,476.

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,476.00	$246,093 (-) Land $245,878 Building $215	$367,293 (-) Land $367,078 Building $215
2025	$1,476.00	$246,093 Land $245,878 Building $215	$367,293 Land $367,078 Building $215
2023	$1,104.00	$160,043 Land $159,878 Building $165	$233,243 Land $233,078 Building $165

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20723 Williams Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20723 Williams Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAKBORO serves 3,173 people · EPA ID NC0184020
Water Source	Purchased surface water from STANLY CO-WEST STANLY DIST
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	10 / 1

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Williams Dr

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