Harris County property record for 20723 Cottondale Ct, Katy, TX 77450
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,535 sqft · built 1998 |
| Lot Size | 0.222 acres (9,670 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $281,300 (May 2018) |
| Tax Bill | $7,194 (2025) |
| Deeds & Mortgages | May 2018 Mortgage Feb 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 119-449-001-0038 |
| Primary APN | 119-449-001-0038 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,535 sqft Living Area |
| 1st Floor Area | 1,560 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 9,670 sqft (0.222 acres) |
| View / Lot | Primary |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 45 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1194490010038 |
|---|---|
| Street Address | 20723 COTTONDALE CT |
| City | KATY |
| State | TX |
| Zip | 77450-7245 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 38 BLK 1 CINCO RANCH EQUESTRIAN VILLAGE SEC 1 |
| Legal Subdivision | CINCO RANCH EQUESTRIAN VILLAGE SEC 1 |
| Legal Block | 1 |
| Legal Lot Number | 38 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 454902 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20723 COTTONDALE CT, KATY, TX 77450-7245 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 16, 2018 | Warranty Deed, Transfer MISSION MTG/TX |
| Feb 28, 2017 | Deed of Trust, Mortgage · Line of Credit COMERICA BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2018 · Amount on Record |
| Deed Sale | May 16, 2018 · Amount on Record |
| Prior Sale | Feb 5, 2014 |
| Deed Document Number | 2018214873 |
| Prior Transfer Date | Jun 6, 2016 |
| Prior Transfer Doc | 0000258083 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | May 16, 2018 |
| Property Address | 20723 COTTONDALE CT, KATY, TX 77450-7245 |
| Document Number | 0000214873 |
| Instrument Date | May 15, 2018 |
| Instrument | 214873 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | CAPITAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20723 COTTONDALE CT KATY TX 774507245, KATY, TX 77450-7245 |
| Document Number | 214874 |
|---|---|
| Date | May 16, 2018 |
| Instrument | 214874 |
| Name | MISSION MTG/TX |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78746 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 15, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20723 COTTONDALE CT, KATY, TX 77450-7245 |
| Document Number | 0000099885 |
| Instrument Date | Feb 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 20723 COTTONDALE CT KATY TX 774507245, KATY, TX 77450-7245 |
| Document Number | 0000099885 |
|---|---|
| Date | Mar 9, 2017 |
| Instrument | 99885 |
| Name | COMERICA BK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 8, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Katy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $367,878 (-11.35%) Land $89,021 Building $278,857 | $367,878 (-11.35%) Land $89,021 Building $278,857 | |
| 2025 | $7,194.00 (+34.44%) Homeowner's exemption | $414,961 (+8.88%) Land $74,850 Building $340,111 | $414,961 (+8.88%) Land $74,850 Building $340,111 |
| 2024 | $5,351.00 (+15.95%) | ||
| 2023 | $381,135 Land $63,950 Building $317,185 | $381,135 Land $63,950 Building $317,185 | |
| 2022 | $4,615.00 (-4.01%) | ||
| 2020 | $4,808.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 64 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 64 in force |
| Nearby Flood Claims | 4 (2017) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCO MUD 6 serves 3,048 people · EPA ID TX0790316 |
|---|---|
| Water Source | Purchased groundwater from CINCO MUD 1 |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ezee Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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