August 2019: Special Warranty Deed, Subdivision Related Transfer
Document Type
Special Warranty Deed
Jurisdiction
SARASOTA FL
Recording Date
Aug 20, 2019
Property Address
20722 VALPRATO, VENICE, FL 34293-2523
Document Number
0000113783
Map Reference
MB 51 PG 6
Instrument Date
Jul 31, 2019
Instrument
2019113783
Transaction Type
Subdivision Related Transfer
Record Updated
Jan 4, 2022
Title Company
CALATLANTIC TITLE INC
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$2,940.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
10481 BEN C PRATT 6 MILE CYPRESS PKWY, 10481, FORT MYERS, FL 33966
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Revocable Living Trust
Address
20722 VALPRATO, VENICE, FL 34293-2523
Mortgage
Document Number
0000113785
Date
Aug 20, 2019
Instrument
2019113785
Lender
Name
FLAGSTAR BANK FSB
Type
Bank
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Aug 1, 2049
Tax Assessment & Valuation
The 2025 property tax bill for 20722 Valprato was $5,680 with a homeowner's exemption.
Source: Sarasota County assessment roll, as of July 1, 2025
Property Jurisdictions
Type
Name
State
Florida
County
Sarasota County
Municipality
North Port City
Unified School District
Sarasota County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$5,680.00Homeowner's exemption
$431,319
$592,000Land $139,400Building $452,600
2023
$8,315.00 (+5.57%)Homeowner's exemption
$406,954 (+3%)
$665,300 (+1.22%)Land $155,000Building $510,300
2022
$7,876.00Homeowner's exemption
$395,101
$657,300Land $169,600Building $487,700
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 20722 Valprato in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X moderate risk
500-Year Floodplain
Yes 0.2% annual chance
Coastal
Yes
Nearest Special Flood Hazard Area
Zone AE, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 1,439 individual policies
Community Rating System
Class 5 (25% premium discount)
Nearby Flood Policies
1,447 units insured incl. 8 condo units
Nearby Flood Claims
16 (2022–2024)
Claims Outside the SFHA
2 of 16
Most Recent Claim
Oct 2024 · Hurricane Milton
Claims by Event
Hurricane Helene, Sep 2024 · 4 claims
Hurricane Ian, Sep 2022 · 5 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 20722 Valprato is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood
0.1% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
NORTH PORT UTILITIES serves 61,163 people · EPA ID FL6580651
Water Source
Surface water
Last State Inspection
Sep 2025
Lead
3 ppb (2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025