Henry County property record for 20720 E 400th St, Coal Valley, IL 61240
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,848 sqft · built 1986 |
| Lot Size | 9.85 acres (429,066 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,352 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-151-001 |
| Primary APN | 06-23-151-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,848 sqft Total Area |
| 1st Floor Area | 1,848 sqft |
| Basement Area | 2,056 sqft |
| Finished Basement | 2,056 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Construction Type | Frame |
| Lot Area | 429,066 sqft (9.85 acres) |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Gas |
|---|
| Street Address | 20720 E 400TH ST |
|---|---|
| City | COAL VALLEY |
| State | IL |
| Zip | 61240-9243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT D DICKEY SURVEY PLAT PT NW SEC 23 T17N R1E |
| Legal Range | 01E |
| Legal Township | 17N |
| Legal Section | 23 |
| Legal Subdivision | DICKEY SURVEY PLAT |
| Legal Tract | D |
| Legal Block | 151 |
| Jurisdiction | HENRY IL |
| Township / Civil Division | COLONA |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 30100 |
20720 E 400th St is owned and occupied by two individuals.
Source: Henry County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20720 E 400TH ST, COAL VALLEY, IL 61240-9243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 29, 2020 | Deed of Trust, Mortgage · Conventional with PMI BLACKHAWK BK & TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRY IL |
| Recording Date | Sep 4, 2026 |
| Property Address | 20720 E 400TH ST, COAL VALLEY, IL 61240-9243 |
| Document Number | 0000004553 |
| Instrument Date | Aug 31, 2026 |
| Instrument | 20264553 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 20720 E 400TH ST, COAL VALLEY, IL 61240-9243 |
| Document Number | 0000004553, |
|---|---|
| Date | Sep 4, 2026 |
| Instrument | 20264553 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRY IL |
| Property Address | 20720 E 400TH ST, COAL VALLEY, IL 61240-9243 |
| Document Number | 0000003228 |
| Instrument Date | May 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20720 E 400TH ST COAL VALLEY IL 612409243, COAL VALLEY, IL 61240-9243 |
| Document Number | 0000003228 |
|---|---|
| Date | Jun 3, 2020 |
| Instrument | 3228 |
| Name | BLACKHAWK BK & TR |
|---|---|
| Type | Bank |
| Address | MILAN, IL 61264-1100 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 2, 2035 |
The 2025 property tax bill for 20720 E 400th St was $6,352 with exemptions applied.
Source: Henry County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Henry County |
| County Subdivision | Colona Township |
| Unified School District | Orion Community Unit School District 223 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,352.00 | $107,068 Land $52,400 Building $54,668 | $321,204 Land $157,200 Building $164,004 |
| 2022 | $85,342 Land $41,767 Building $43,575 | $256,026 Land $125,301 Building $130,725 | |
| 2021 | $4,250.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20720 E 400th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20720 E 400th St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Geneseo Communications Services Fiber · Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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