2072 Starboard Dr, Geneva, FL 32732 Property Records

Seminole County property record for 2072 Starboard Dr, Geneva, FL 32732

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,858 sqft · built 2018
Lot Size	0.337 acres (14,657 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,025,000 (Mar 2022)
Tax Bill	$12,487 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Mar 2024 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`32-19-32-501-0000-0400`

Property Details

APN / Parcel Number

Primary APN	`32-19-32-501-0000-0400`
Alternative APN	`19323250100000400`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	3,858 sqft Living Area
Gross Area	4,653 sqft
1st Floor Area	2,085 sqft
Upper Floors Area	1,773 sqft
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Mobile Home
Exterior Material	Precast Concrete Panel
Construction Type	Frame
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	14,657 sqft (0.337 acres)
Lot Dimensions	120 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	795 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	682 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2072 STARBOARD DR
City	GENEVA
State	FL
Zip	32732-9374
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM1
Legal Description	LOT 40 (LESS BEG NW COR LOT 39 RUN N 17.45 FT S 87 DEG 41 MIN 33 SEC E 72.28 FT S 78 DEG 37 MIN 00 SEC W 73.68 FT TO BEG) & 1/2 VACD ST ADJ ON E & PT OF LOT 39 DESC AS BEG 73.68 FT N 78 DEG 37 MIN 00 SEC E OF NW COR LOT 39 RUN N 78 DEG 37 MIN 00 SEC
Legal Range	32E
Legal Township	19S
Legal Section	32
Legal Subdivision	PALM SHADOWS VACD PLAT
Legal Tract	501
Legal Lot Number	40,39
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	2
Census Block	2002
Census Tract	21201

Owner

Source: Seminole County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2072 STARBOARD DR, GENEVA, FL 32732-9374
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK
Mar 4, 2024	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Mar 3, 2022	Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC
Mar 23, 2017	Loan Modification, Mortgage SIMON FAMILY TRUST (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2022 · Amount on Record
Deed Sale	Mar 3, 2022 · Amount on Record
Prior Sale	May 12, 2006 · Amount on Record
Deed Document Number	202226230
Deed Book / Page	10183 / 12
Transfer Doc	3613000903
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	2072 STARBOARD DR, GENEVA, FL 32732-9374
Transaction Type	Mortgage
Record Updated	Mar 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2072 STARBOARD DR, GENEVA, FL 32732-9374

Mortgage

Document Number	0101420377
Date	Jan 10, 2022
Book Page	10142/377
Instrument	2022003655

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Dec 27, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SEMINOLE FL
Recording Date	Mar 4, 2024
Property Address	2072 STARBOARD DR, GENEVA, FL 32732-9374
Document Number	0105890667
Book / Page	10589 / 667
Map Reference	MB 13 PG 55
Instrument Date	Feb 25, 2022
Instrument	2024019401
Transaction Type	Transfer
Record Updated	Mar 14, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3250 OHIO AVE, SANFORD, FL 32773-6639

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2072 STARBOARD DR, GENEVA, FL 32732-9374

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Mar 3, 2022
Property Address	2072 STARBOARD DR, GENEVA, FL 32732-9374
Document Number	0101830012
Book / Page	10183 / 12
Map Reference	MB 13 PG 55
Instrument Date	Feb 24, 2022
Instrument	2022026230
Transaction Type	Transfer
Record Updated	Mar 14, 2024
Title Company	MEDALLION TITLE SERVICES, MEDALLION TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,175.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3250 OHIO AVE, SANFORD, FL 32773-6639

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 EMBASSY DR, AUSTIN, TX 78702-2720

Mortgage

Document Number	0001018315
Date	Mar 3, 2022
Instrument	10183/15

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SEMINOLE FL
Property Address	2072 STARBOARD DR, GENEVA, FL 32732-9374
Document Number	0088861542
Book / Page	008886 / 001542
Instrument Date	Mar 23, 2017
Transaction Type	Mortgage
Record Updated	Apr 17, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2072 STARBOARD DR GENEVA FL 327329374, GENEVA, FL 32732-9374

Mortgage

Document Number	0088861542
Date	Mar 31, 2017
Book Page	008886/001542
Instrument	32071

Lender

Name	SIMON FAMILY TRUST (PT)

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,487.00 (+6.1%) Homeowner's exemption	$931,442 (+8.13%)	$934,977 (+8.54%) Land $110,100 Building $824,877
2023	$11,769.00 (+65.2%)	$861,446 (+56.97%)	$861,446 (+1.41%) Land $89,100 Building $772,346
2022	$7,124.00	$548,796	$849,448 Land $85,100 Building $764,348

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 201 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	201 in force
Nearby Flood Claims	112 (1982–2024)
Claims Outside the SFHA	10 of 112
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 31 claims Hurricane Ian, Oct 2022 · 44 claims Hurricane Irma, Sep 2017 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 72% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MULLETT LAKE WATER ASSOCIATION private · serves 976 people · EPA ID FL3590865
Water Source	Groundwater
Last State Inspection	Jul 2025
Also Mapped Here	LEMON BLUFF WATER ASSOCIATION
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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