2072 Lone Mountain Rd, Overgaard, AZ 85933 Property Records

Navajo County property record for 2072 Lone Mountain Rd, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	1,661 sqft · built 2024
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (May 2023)
Tax Bill	$288 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jun 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`206-35-030R`

Property Details

APN / Parcel Number

Primary APN	`206-35-030R`

Interior

Stories	1 Story
Building Area	1,661 sqft Living Area
1st Floor Area	1,661 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	48,352 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	2072 LONE MOUNTAIN RD
City	OVERGAARD
State	AZ
Zip	85933-5001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1
Legal Description	SECTION 31, T12N,R17E:PARCEL A SURVEY 62-70 AKA: COM SE COR SE4 SW4 NE4; TH N893928W 163.38 TPOB; TH N893928W 163.39; TH N002624W 294.52; TH S893928E 164.49; TH S00*1330W 294. 51 TPOB. OUT OF 206-35-030E FOR 2009 ROLL
Legal Range	17E
Legal Township	12N
Legal Section	31
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2055
Census Tract	964201

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 2170, OVERGAARD, AZ 85933-2170
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 11, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage TROY GARLOCK ETUX
Jun 5, 2019	Warranty Deed, Transfer LAWYERS TITLE, LAWYERS TITLE/AZ

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2023 · Amount on Record
Deed Sale	May 11, 2023 · Amount on Record
Prior Sale	Jun 5, 2019 · Amount on Record
Deed Document Number	20236107
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	May 11, 2023
Property Address	2072 LONE MOUNTAIN RD, OVERGAARD, AZ 85933-5001
Document Number	0000006107
Map Reference	MB 62 PG 70
Instrument Date	Apr 28, 2023
Instrument	2023-06107
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2537 E IVANHOE CT, GILBERT, AZ 85295-9022

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 2170, OVERGAARD, AZ 85933-2170
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006108
Date	May 11, 2023
Instrument	2023-06108

Lender

Name	TROY GARLOCK ETUX
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Jun 5, 2019
Property Address	2072 LONE MOUNTAIN RD, OVERGAARD, AZ 85933-5001
Document Number	0000008006
Instrument Date	May 7, 2019
Instrument	8006
Transaction Type	Transfer
Record Updated	Jun 14, 2019
Title Company	LAWYERS TITLE, LAWYERS TITLE/AZ

Transaction

Amount	Amount Recorded
Tax	$47.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2495 E HARRISON CT GILBERT AZ 852959026, GILBERT, AZ 85295-9026

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$383,728 (+659.69%) Land $55,360 Building $328,368
2025	$288.00 (-19.78%)	$5,052 (-12.29%) Land $4,838 Building $214	$50,511 (+31.54%) Land $48,375 Building $2,136
2024		$5,760 Land $5,760	$38,400 Land $38,400
2023	$359.00 (+4.66%)
2022	$343.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 88% of Arizona
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fixed Wireless	1,000 / 500
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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