2072 Locust St, Frederick, MD 21703 Property Records

Frederick County property record for 2072 Locust St, Frederick, MD 21703 · Last verified January 2026

Property Highlights

Property Type	Vacant Land > Residential
Year Built	Built 1900
Lot Size	7,500 sqft (0.172 acres)
Last Sale	$493,000 (2026)
Tax Bill	$69.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`02-040069`
Alternative APNs	`2040069` `040069`

Exterior

Year Built	Built 1900
Lot Area	7,500 sqft (0.172 acres)
Depth X Width	150 ft x 50 ft Depth x Width

Utilities and HVAC

Sewage	Sewage Connected

Location & Zoning

Account Number	040069
Old Parcel Number	2040069
Street Address	2072 LOCUST ST
City	FREDERICK
State	MD
Zip	21703
Property Usage	Residential Property Usage
Type	Vacant Land > Residential
Legal Description	LT #23 50 X 150 LOCUST ST. FREDERICK
Legal Subdivision	FREDERICK
Legal Block	F
Legal Lot Number	23
Jurisdiction	FREDERICK MD
Minor Civil Division	2, FREDERICK
Census Blockgroup	2
Census Block	2009
Census Tract	750505

Owner

Source: Frederick County records · APN 02-040069

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	209 LOCUST ST, FREDERICK, MD 21703-8529
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 08, 2026 · Amount on Record
Deed Sale	Jan 08, 2026 · Amount on Record
Prior Sale	Nov 30, 1995 · Amount on Record
Deed Doc Number	0017676280
Deed Book / Page	17676 / 280
Record Refreshed	Jun 08, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 08, 2026
Property Address	2072 LOCUST ST, FREDERICK, MD 21703
Document Number	0176760280
Book / Page	17676 / 280
Map Reference	MB STH PG 112
Instrument Date	Dec 04, 2025
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	ASSURANCE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,465.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	209 LOCUST ST, FREDERICK, MD 21703-8529

Mortgage

Document Number	0176760285
Date	Jan 08, 2026
Book Page	17676/285

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2056

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$69.00 (+1.47%)	$3,800 (-) Land $3,800	$3,800 (-) Land $3,800
2023	$68.00	$3,800 Land $3,800	$3,800 Land $3,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.