20719 Keegans Ledge Ln, Cypress, TX 77433 Property Records

Harris County property record for 20719 Keegans Ledge Ln, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,858 sqft · built 2013
Lot Size	0.132 acres (5,761 sqft)
Owner	Individual Name on Record
Last Sale	$190,900 (Sep 2018)
Tax Bill	$4,610 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`128-526-008-0014`

Property Details

APN / Parcel Number

Primary APN	`128-526-008-0014`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,858 sqft Living Area
1st Floor Area	1,858 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	5,761 sqft (0.132 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	226 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1285260080014
Street Address	20719 KEEGANS LEDGE LN
City	CYPRESS
State	TX
Zip	77433-7727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 14 BLK 8 PINE CREEK AT CANYON LAKES WEST SEC 2
Legal Subdivision	PINE CREEK AT CANYON LAKES WEST SEC 2
Legal Block	8
Legal Lot Number	14
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	2
Census Block	2011
Census Tract	543005

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20719 KEEGANS LEDGE LN, CYPRESS, TX 77433-7727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 3, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Apr 30, 2019	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Sep 5, 2018	Warranty Deed, Transfer · VA Mortgage AMCAP MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2018 · Amount on Record
Deed Sale	Sep 5, 2018 · Amount on Record
Prior Sale	Oct 1, 2015 · Amount on Record
Deed Document Number	2018408435
Prior Transfer Date	Aug 30, 2018
Prior Transfer Doc	0000408435
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20719 KEEGANS LEDGE LN, CYPRESS, TX 77433-7727
Transaction Type	Mortgage
Record Updated	Feb 19, 2021
Title Company	CHARTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021073976
Date	Feb 10, 2021
Instrument	2021-073976

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20719 KEEGANS LEDGE LN, CYPRESS, TX 77433-7727
Document Number	0000059865
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	ALAMO TITLE COMPANY, ALAMO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20719 KEEGANS LEDGE LN CYPRESS TX 774337727, CYPRESS, TX 77433-7727

Mortgage

Document Number	0000059865
Date	Feb 10, 2020
Instrument	59865

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20719 KEEGANS LEDGE LN, CYPRESS, TX 77433-7727
Document Number	0000190763
Instrument Date	Apr 30, 2019
Transaction Type	Mortgage
Record Updated	May 22, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20719 KEEGANS LEDGE LN CYPRESS TX 774337727, CYPRESS, TX 77433-7727

Mortgage

Document Number	0000190763
Date	May 8, 2019
Instrument	190763

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Sep 5, 2018
Property Address	20719 KEEGANS LEDGE LN, CYPRESS, TX 77433-7727
Document Number	0000408435
Instrument Date	Aug 30, 2018
Instrument	408435
Transaction Type	Transfer
Record Updated	Sep 14, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20719 KEEGANS LEDGE LN CYPRESS TX 774337727, CYPRESS, TX 77433-7727

Mortgage

Document Number	408436
Date	Sep 5, 2018
Instrument	408436

Lender

Name	AMCAP MTG
Type	Mortgage Company
Address	HOUSTON, TX 77036

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2048

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,806 (+0.34%) Land $57,570 Building $249,236	$306,806 (+0.34%) Land $57,570 Building $249,236
2025	$4,610.00 (+167.09%) Homeowner's exemption Veteran's exemption Additional exemption filed	$305,753 (-2.51%) Land $57,570 Building $248,183	$305,753 (-2.51%) Land $57,570 Building $248,183
2024	$1,726.00 (+15.92%)
2023		$313,630 Land $57,570 Building $256,060	$313,630 Land $57,570 Building $256,060
2022	$1,489.00 (+15.25%)
2020	$1,292.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 154 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	154 in force
Nearby Flood Claims	4 (2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 165 serves 40,503 people · EPA ID TX1012187
Water Source	Purchased surface water from WEST HARRIS COUNTY REGIONAL WATER AUTHOR
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Astound Broadband, Centric Fiber, Verizon.

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