20718 Waterfall Rain Ct, Katy, TX 77449 Property Records

Harris County property record for 20718 Waterfall Rain Ct, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,538 sqft · built 2015
Lot Size	0.291 acres (12,657 sqft)
Owner	2 Individual Names on Record
Last Sale	$167,100 (Mar 2016)
Tax Bill	$5,338 (2025)
Deeds & Mortgages	Aug 2023 Mortgage May 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`136-948-001-0005`

Property Details

APN / Parcel Number

Primary APN	`136-948-001-0005`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,538 sqft Living Area
1st Floor Area	1,538 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	12,657 sqft (0.291 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1369480010005
Street Address	20718 WATERFALL RAIN CT
City	KATY
State	TX
Zip	77449-1657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 5 BLK 1 RAINTREE VILLAGE SEC 11
Legal Subdivision	RAINTREE VILLAGE SEC 11
Legal Block	1
Legal Lot Number	5
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1003
Census Tract	542305

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20718 WATERFALL RAIN CT, KATY, TX 77449-1657
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
May 2, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2016 · Amount on Record
Deed Sale	Mar 30, 2016 · Amount on Record
Prior Sale	Mar 30, 2016
Deed Document Number	2016130303
Prior Transfer Date	Mar 28, 2016
Prior Transfer Doc	0000130303
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20718 WATERFALL RAIN CT, KATY, TX 77449-1657
Transaction Type	Mortgage
Record Updated	Sep 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20718 WATERFALL RAIN CT, KATY, TX 77449-1657

Mortgage

Document Number	0000328344
Date	Aug 28, 2023
Instrument	2023-328344

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2038

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20718 WATERFALL RAIN CT, KATY, TX 77449-1657
Transaction Type	Mortgage
Record Updated	May 12, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000229973
Date	May 2, 2022
Instrument	2022-229973

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	357 Months
Due	Feb 19, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$272,539 (-1.89%) Land $58,473 Building $214,066	$272,539 (-1.89%) Land $58,473 Building $214,066
2025	$5,338.00 (+27.8%) Homeowner's exemption	$277,794 (-4.83%) Land $58,473 Building $219,321	$277,794 (-4.83%) Land $58,473 Building $219,321
2024	$4,177.00 (+16.35%)
2023		$291,884 Land $55,815 Building $236,069	$291,884 Land $55,815 Building $236,069
2022	$3,590.00 (+1.1%)
2020	$3,551.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST HARRIS COUNTY MUD 7 serves 5,289 people · EPA ID TX1012228
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 886 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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