20714 Upper Fort Hampton Rd, Elkmont, AL 35620 Property Records

Limestone County property record for 20714 Upper Fort Hampton Rd, Elkmont, AL 35620

Property Summary

Property Type	Single Family Home
Details	1 ba · 810 sqft · built 1948
Lot Size	2.14 acres (93,218 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Oct 2022)
Tax Bill	$377 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0208270000005001`

Property Details

APN / Parcel Number

Primary APN	`0208270000005001`
Alternative APNs	`10201255` `17772`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	810 sqft Living Area
Flooring	Hardwood

Exterior

Year Built	Built 1948
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	93,218 sqft (2.14 acres)
Lot Dimensions	417 ft deep x 224 ft wide
Garage Type	Mixed
Garage Area	780 sqft
Carport	Carport
Carport Area	648 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	354 sqft
Utility Building	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10201255
Street Address	20714 UPPER FORT HAMPTON RD
City	ELKMONT
State	AL
Zip	35620-4648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMM NW COR SEC 27 1 4 TH E 30 TO POB CONT E 224 S 417 W 224 N 417 TO POB
Jurisdiction	LIMESTONE AL
Township / Civil Division	ATHENS
Census Block Group	3
Census Block	3005
Census Tract	20202

Owner

Source: Limestone County records, as of February 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	20714 UPPER FORT HAMPTON RD, ELKMONT, AL 35620-4648
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Oct 24, 2022	Warranty Deed, Transfer · Conventional Mortgage CERTAINTY HOME LOANS LLC
Mar 6, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2022 · Amount on Record
Deed Sale	Oct 24, 2022 · Amount on Record
Prior Sale	Mar 6, 2020
Deed Document Number	0202290166
Deed Book / Page	2022 / 90166
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIMESTONE AL
Property Address	20714 UPPER FORT HAMPTON RD, ELKMONT, AL 35620-4648
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/78592
Date	Nov 25, 2019
Book Page	2019/78592

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2034

Interest

Rate Type	Fixed Rate

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIMESTONE AL
Recording Date	Oct 24, 2022
Property Address	20714 UPPER FORT HAMPTON RD, ELKMONT, AL 35620-4648
Document Number	2022/90166
Book / Page	2022 / 90166
Map Reference	DD 2020 PG 15810
Instrument Date	Oct 18, 2022
Transaction Type	Transfer
Record Updated	Nov 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27789 MICHAEL LN, 27789, TONEY, AL 35773-8374

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20714 UPPER FORT HAMPTON RD, ELKMONT, AL 35620-4648

Mortgage

Document Number	2022090169
Date	Oct 24, 2022
Instrument	2022/090169

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2037

Interest

Rate Type	Fixed Rate

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LIMESTONE AL
Recording Date	Mar 6, 2020
Property Address	20714 UPPER FORT HAMPTON RD, ELKMONT, AL 35620-4648
Document Number	2020/15810
Book / Page	2020 / 15810
Instrument Date	Feb 21, 2020
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25025 HOBBS LOOP, ARDMORE, AL 35739-7845

Tax Assessment & Valuation

Source: Limestone County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Limestone County
Unified School District	Limestone County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$377.00 (+17.45%) Homeowner's exemption	$13,340 (+6.89%)	$134,600 (+7.94%) Land $34,900 Building $99,700
2024	$321.00 (+9.56%) Homeowner's exemption	$12,480 (+0.97%)	$124,700 (+0.97%) Land $32,100 Building $92,600
2023	$293.00 (+38.86%) Homeowner's exemption Senior Citizen's exemption	$12,360 (+39.5%)	$123,500 (+39.86%) Land $32,100 Building $91,400
2022	$211.00 Homeowner's exemption Senior Citizen's exemption	$8,860	$88,300 Land $16,900 Building $71,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMESTONE COUNTY WATER & SEWER AUTH. serves 90,900 people · EPA ID AL0000833
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3
West Kentucky Rural Telephone Cooperative DSL · Fiber in parts of the area	10 / 1

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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