20714 Rainmead Dr, Katy, TX 77449 Property Records

Harris County property record for 20714 Rainmead Dr, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,797 sqft · built 2012
Lot Size	0.114 acres (4,953 sqft)
Owner	2 Individual Names on File
Last Sale	$108,400 (Mar 2013)
Tax Bill	$5,974 (2025)
Deeds & Mortgages	Feb 2018 Loan Modification Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`127-072-004-0032`

Property Details

APN / Parcel Number

Primary APN	`127-072-004-0032`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,797 sqft Living Area
1st Floor Area	1,787 sqft
Game Room	Game Room

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	4,953 sqft (0.114 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	141 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1270720040032
Street Address	20714 RAINMEAD DR
City	KATY
State	TX
Zip	77449-1833
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 32 BLK 4 RAINTREE VILLAGE SEC 6
Legal Subdivision	RAINTREE VILLAGE SEC 6
Legal Block	4
Legal Lot Number	32
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1003
Census Tract	542305

Owner

20714 Rainmead Dr is owned and occupied by two individuals who bought it in March 2013.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20714 RAINMEAD DR, KATY, TX 77449-1833
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2018	Loan Modification, Mortgage · FHA Mortgage CIS FIN'L SVCS
Feb 1, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2013 · Amount on File
Deed Sale	Mar 8, 2013 · Amount on File
Deed Document Number	2013108947
Deed Book / Page	086-18 / 1414
Prior Transfer Date	Feb 28, 2013
Prior Transfer Doc	0000108947
Record Updated	Oct 29, 2026

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Property Address	20714 RAINMEAD DR, KATY, TX 77449-1833
Document Number	0000085722
Instrument Date	Feb 9, 2018
Transaction Type	Mortgage
Record Updated	Mar 13, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20714 RAINMEAD DR KATY TX 774491833, KATY, TX 77449-1833

Mortgage

Document Number	0000085722
Date	Mar 1, 2018
Instrument	85722

Lender

Name	CIS FIN'L SVCS
Type	Funding / Finance Company
Address	HAMILTON, AL 35570

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 29, 2048

Interest

Rate Type	Fixed Rate
Rate	4.12%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20714 RAINMEAD DR, KATY, TX 77449-1833
Document Number	0000085768
Instrument Date	Feb 1, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20714 RAINMEAD DR KATY TX 774491833, KATY, TX 77449-1833

Mortgage

Document Number	0000085768
Date	Mar 1, 2018
Instrument	85768

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 20714 Rainmead Dr was $5,974 with a homeowner's exemption, up 18.5% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$344,799 (-2.11%) Land $52,473 Building $292,326	$344,799 (-2.11%) Land $52,473 Building $292,326
2025	$5,974.00 (+18.46%) Homeowner's exemption	$352,215 Land $52,473 Building $299,742	$352,215 Land $52,473 Building $299,742
2024	$5,043.00
2023		$389,329 Land $50,088 Building $339,241	$389,329 Land $50,088 Building $339,241
2022	$4,296.00
2020	$4,578.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20714 Rainmead Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20714 Rainmead Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST HARRIS COUNTY MUD 7 serves 5,289 people · EPA ID TX1012228
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 886 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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