20712 Liberty Ln, Bend, OR 97701 Property Records

Deschutes County property record for 20712 Liberty Ln, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,362 sqft · built 1997
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$682,000 (Nov 2021)
Tax Bill	$4,567 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171216 DA 09100`

Property Details

APN / Parcel Number

Primary APN	`171216 DA 09100`
Alternative APNs	`R1088171216DD00171` `194423`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,362 sqft Living Area
1st Floor Area	1,198 sqft
2nd Floor Area	1,164 sqft
Fireplace	Prefabricated

Exterior

Year Built	Built 1997
Architectural Style	Split Level
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Mixed
Garage Area	440 sqft
Deck Area	240 sqft
Shed	1 Shed

Location & Zoning

Account Number	194423
Old Parcel Number	R1088171216DD00171
Street Address	20712 LIBERTY LN
City	BEND
State	OR
Zip	97701-8064
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:33 SUBD:MAJESTIC PHASE II SEC/TWN/RNG/MER:SEC 16 TWN 17 RNG 12 MAP REF:171216-DA
Legal Range	12E
Legal Township	17S
Legal Section	16
Legal Quarter	SE
Quarter-Quarter Section	NE
Legal Subdivision	MAJESTIC PHASE II
Legal Lot Number	33
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3043
Census Tract	1101

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	20712 LIBERTY LN, BEND, OR 97701-8064
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage CANOPY MORTGAGE LLC
Apr 14, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2021 · Amount on Record
Deed Sale	Nov 15, 2021 · Amount on Record
Prior Sale	Apr 14, 2017
Deed Document Number	2021-63704
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Nov 15, 2021
Property Address	20712 LIBERTY LN, BEND, OR 97701-8064
Document Number	0000063704
Map Reference	CAB D PG 485
Instrument Date	Nov 12, 2021
Instrument	2021-63704
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20712 LIBERTY LN, BEND, OR 97701-8064

Mortgage

Document Number	0000063705
Date	Nov 15, 2021
Instrument	2021-63705

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20712 LIBERTY LN, BEND, OR 97701-8064
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DESCHUTES COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018460
Date	Apr 24, 2020
Instrument	2020-18460

Lender

Name	CANOPY MORTGAGE LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2030

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Apr 14, 2017
Property Address	20712 LIBERTY LN, BEND, OR 97701-8064
Document Number	0000014160
Map Reference	CAB D PG485
Instrument Date	Apr 10, 2017
Instrument	2017-14160
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20712 LIBERTY LN, BEND, OR 97701-8064

Mortgage

Document Number	0000014161
Date	Apr 14, 2017
Instrument	2017-14161

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2032

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,567.00 (+3.94%)	$270,310 (+3%)	$725,370 (+1.28%) Land $219,500 Building $505,870
2024	$4,394.00 (+7.88%)	$262,440 (+3%)	$716,200 (+11.54%) Land $219,500 Building $496,700
2023	$4,073.00	$254,800	$642,080 Land $214,500 Building $427,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Webformix.

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