Anoka County property record for 20712 Cedar Dr NW, Cedar, MN 55011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,732 sqft · built 2022 |
| Lot Size | 2.92 acres (127,392 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $630,000 (Aug 2026) |
| Tax Bill | $4,823 (2026) |
| Deeds & Mortgages | Aug 2026 Sale Aug 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-33-24-41-0006 |
| Primary APN | 14-33-24-41-0006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,732 sqft Living Area |
| 1st Floor Area | 1,732 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 127,392 sqft (2.92 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 20712 CEDAR DR NW |
|---|---|
| City | CEDAR |
| State | MN |
| Zip | 55011-9105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLOCK 1 FARMSTEAD NORTH |
| Legal Range | 24W |
| Legal Township | 33N |
| Legal Section | 14 |
| Legal Subdivision | FARMSTEAD NORTH |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | ANOKA MN |
| Township / Civil Division | OAK GROVE |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 50115 |
Source: Anoka County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20712 CEDAR DR NW, CEDAR, MN 55011-9105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 28, 2026 | Deed, Transfer |
| Aug 31, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MORTGAGE CORPORATION |
| Aug 31, 2026 | Warranty Deed, Transfer · Conventional Mortgage SUMMIT MORTGAGE CORPORATION |
| Jun 28, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BELL BANK |
| Jun 24, 2022 | Warranty Deed, Transfer LEGACY TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2026 · Amount on Record |
| Deed Sale | Aug 31, 2026 · Amount on Record |
| Prior Sale | Jun 22, 2022 · Amount on Record |
| Deed Document Number | 20262475746 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANOKA MN |
| Recording Date | Aug 28, 2026 |
| Property Address | 20712 CEDAR DR NW, CEDAR, MN 55011-9105 |
| Document Number | 0001913460 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 20261913460 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20712 CEDAR DR NW, CEDAR, MN 55011-9105 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANOKA MN |
| Recording Date | Aug 31, 2026 |
| Property Address | 20712 CEDAR DR NW, CEDAR, MN 55011-9105 |
| Document Number | 0002475746 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 20262475746 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2321 LONG LAKE RD, SAINT PAUL, MN 55112-5268 |
| Document Number | 0002475746, |
|---|---|
| Date | Aug 31, 2026 |
| Instrument | 20262475746 |
| Name | SUMMIT MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ANOKA MN |
| Recording Date | Aug 31, 2026 |
| Property Address | 20712 CEDAR DR NW, CEDAR, MN 55011-9105 |
| Document Number | 0002475746 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 20262475746 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2026 |
| Title Company | MB TITLE SOLUTIONS LLC, MN TITLE SOLUTIONS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $209,979.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 20712 CEDAR DR NW, CEDAR, MN 55011-9105 |
| Document Number | 0002475746, |
|---|---|
| Date | Aug 31, 2026 |
| Instrument | 202612475746 |
| Name | SUMMIT MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ANOKA MN |
| Recording Date | Jun 28, 2022 |
| Property Address | 20712 CEDAR DR NW, CEDAR, MN 55011-9105 |
| Document Number | A2369121001 |
| Instrument Date | Jun 22, 2022 |
| Instrument | A2369121.001 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 23, 2023 |
| Title Company | LEGACY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,053.34 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20712 CEDAR DR NW, OAK GROVE, MN 55011-9105 |
| Document Number | A2369121002 |
|---|---|
| Date | Jun 28, 2022 |
| Instrument | A2369121.002 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Jul 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.25% |
| Index | Other |
| Max Rate | 9.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ANOKA MN |
| Recording Date | Jun 24, 2022 |
| Property Address | 20712 CEDAR DR NW, CEDAR, MN 55011-9105 |
| Document Number | A2368793001 |
| Instrument Date | Jun 21, 2022 |
| Instrument | A2368793.001 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | LEGACY TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $396.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9457 HIGHWAY 10 NW STE 100, 100, RAMSEY, MN 55303-7206 |
| Investor | Possibly a Property Investor |
Source: Anoka County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Anoka County |
| Municipality | Oak Grove City |
| Unified School District | St. Francis Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,823.00 (+21.7%) | $566,500 (+10.3%) Land $143,500 Building $423,000 | $566,500 (+10.3%) Land $143,500 Building $423,000 |
| 2024 | $3,963.00 | $513,600 Land $106,500 Building $407,100 | $513,600 Land $106,500 Building $407,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 72% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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