Lee County property record for 20711 Rivers Ford, Estero, FL 33928
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,229 sqft · built 1997 |
| Lot Size | 0.154 acres (6,721 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $250,000 (Jul 2012) |
| Tax Bill | $2,737 (2025) |
| Deeds & Mortgages | Jan 2024 Transfer Sep 2019 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 27-46-25-E4-080E5.0080 |
| Primary APN | 27-46-25-E4-080E5.0080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,229 sqft Living Area |
| Gross Area | 2,824 sqft |
| 1st Floor Area | 1,646 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 6,721 sqft (0.154 acres) |
| View / Lot | Creek |
| Garage Type | Attached |
| Garage Area | 446 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 123 sqft |
| Patio Area | 583 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10273353 |
|---|---|
| Street Address | 20711 RIVERS FRD |
| City | ESTERO |
| State | FL |
| Zip | 33928-4243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | VILL AT CNTY CREEK UT 5 PB 57 PGS 30-35 BLK E5 LOT 8 |
| Legal Range | 25E |
| Legal Township | 46S |
| Legal Section | 27 |
| Legal Subdivision | VILL AT CNTY CREEK |
| Legal Tract | E4 |
| Legal Block | E5 |
| Legal Lot Number | 8 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 50210 |
Source: Lee County records · APN 27-46-25-E4-080E5.0080
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 20711 RIVERS FRD, ESTERO, FL 33928-4243 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jan 16, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Sep 23, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 17, 2012 · Amount on Record |
| Deed Sale | Jul 17, 2012 · Amount on Record |
| Prior Sale | Aug 01, 2000 · Amount on Record |
| Deed Document Number | 2012155974 |
| Last Transfer Date | Dec 18, 2023 |
| Transfer Doc | 0000012497 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Jan 16, 2024 |
| Property Address | 20711 RIVERS FRD, ESTERO, FL 33928-4243 |
| Document Number | 0000012497 |
| Map Reference | MB 57 PG 30-35 |
| Instrument Date | Dec 18, 2023 |
| Instrument | 2024000012497 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20711 RIVERS FRD, ESTERO, FL 33928-4243 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 20711 RIVERS FRD, ESTERO, FL 33928-4243 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 20711 RIVERS FRD, ESTERO, FL 33928-4243 |
| Document Number | 0000227610 |
| Instrument Date | Sep 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20711 RIVERS FRD ESTERO FL 339284243, ESTERO, FL 33928-4243 |
| Document Number | 0000227610 |
|---|---|
| Date | Oct 02, 2019 |
| Instrument | 227610 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,737.00 (+5.43%) Homeowner's exemption Widower's exemption | $222,328 (+3.66%) | $342,142 (-12.05%) Land $77,682 Building $264,460 |
| 2023 | $2,596.00 (-1.96%) Homeowner's exemption | $214,486 (+3%) | $389,023 (+33.25%) Land $83,583 Building $305,440 |
| 2022 | $2,648.00 Homeowner's exemption | $208,239 | $291,950 Land $87,598 Building $204,352 |
Source: FEMA National Flood Hazard Layer, Lee County (12071C), as of September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710502101, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 143 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 143 in force |
| Nearby Flood Claims | 2 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Hotwire Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 411 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL5364048, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LEE COUNTY UTILITIES serves 282,556 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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