Monroe County property record for 20711 2nd Ave W, Cudjoe Key, FL 33042
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,610 sqft · built 1999 |
| Lot Size | 0.333 acres (14,500 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $140,000 (Jan 1990) |
| Tax Bill | $5,437 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00174635-002800 |
| Primary APN | 00174635-002800 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,610 sqft Living Area |
| Gross Area | 2,520 sqft |
| 1st Floor Area | 1,610 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wood |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 14,500 sqft (0.333 acres) |
| View / Lot | Canal/Waterfront |
| Garage Type | Attached |
| Garage Area | 910 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 697 sqft |
| Deck Area | 828 sqft |
| Patio Area | 900 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 8566590 |
|---|---|
| Street Address | 20711 2ND AVE W |
| City | SUMMERLAND KEY |
| State | FL |
| Zip | 33042-4002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 22 PT LT 11 CUDJOE GARDENS EIGHTH ADDITION PB7-16 OR997-2206 OR1118-1009 OR2585-1831/1832 |
| Legal Range | 28E |
| Legal Township | 66S |
| Legal Section | 30 |
| Legal Subdivision | CUDJOE GARDENS 8TH ADD |
| Legal Block | 22 |
| Legal Lot Number | 11 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 971501 |
20711 2nd Ave W is owned by a company that acquired it in December 2024.
Source: Monroe County records, as of March 13, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 20712 2ND AVE W, SUMMERLAND KEY, FL 33042-4002 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 1990 · Amount on File |
| Deed Sale | Jan 1, 1990 · Amount on File |
| Prior Sale | Dec 1, 1986 · Amount on File |
| Deed Book / Page | 1118 / 1009 |
| Last Transfer Date | Dec 12, 2024 |
| Transfer Doc | 0002489448 |
| Record Updated | Sep 20, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $602,701 | $1,915,132 Land $1,613,127 Building $302,005 | |
| 2024 | $5,437.00 (+4.16%) | ||
| 2023 | $5,220.00 (+2.7%) Homeowner's exemption | $568,657 (+3%) | $2,059,332 (+36.19%) Land $1,767,987 Building $291,345 |
| 2022 | $5,083.00 Homeowner's exemption | $552,095 | $1,512,150 Land $1,219,525 Building $292,625 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20711 2nd Ave W in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 227 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 227 in force |
| Nearby Flood Claims | 381 (1980–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 20711 2nd Ave W has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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