Osceola County property record for 2071 Big Buck Dr, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,128 sqft · built 2010 |
| Lot Size | 0.173 acres (7,535 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $269,900 (Jun 2017) |
| Tax Bill | $4,186 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-26-30-0563-0001-0540 |
| Primary APN | 26-26-30-0563-0001-0540 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,128 sqft Living Area |
| Gross Area | 3,605 sqft |
| 1st Floor Area | 1,659 sqft |
| Upper Floors Area | 1,469 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,535 sqft (0.173 acres) |
| Lot Dimensions | 115 ft deep x 66 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 36 sqft |
| Patio Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 2071 BIG BUCK DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1B |
| Legal Description | DOE RUN AT DEER CREEK PB 17 PGS 165-171 LOT 54 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 26 |
| Legal Subdivision | DOE RUN AT DEER CREEK |
| Legal Tract | 563 |
| Legal Block | 540 |
| Legal Lot Number | 54 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 43207 |
Source: Osceola County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2071 BIG BUCK DR, SAINT CLOUD, FL 34772-8224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 1, 2024 | Deed of Trust, Mortgage · Line of Credit NEW AMERICAN FUNDING |
| Nov 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| May 22, 2020 | Deed of Trust, Mortgage · Conventional with PMI UNITED FINANCE INC UNITED FINANCE INC |
| Jun 6, 2017 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 6, 2017 · Amount on Record |
| Deed Sale | Jun 6, 2017 · Amount on Record |
| Prior Sale | Dec 14, 2016 · Amount on Record |
| Deed Document Number | 201782572 |
| Deed Book / Page | 5159 / 2615 |
| Prior Transfer Date | Nov 13, 2012 |
| Prior Transfer Doc | 0043920223 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2071 BIG BUCK DR, SAINT CLOUD, FL 34772-8224 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2071 BIG BUCK DR, SAINT CLOUD, FL 34772-8224 |
| Document Number | 0065422695 |
|---|---|
| Date | Feb 1, 2024 |
| Book Page | 6542/2695 |
| Instrument | 2024013266 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 22, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2071 BIG BUCK DR, SAINT CLOUD, FL 34772-8224 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 207 BIG BUCK DR, SAINT CLOUD, FL 34772 |
| Document Number | 0060791382 |
|---|---|
| Date | Nov 3, 2021 |
| Book Page | 6079/1382 |
| Instrument | 2021171247 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2071 BIG BUCK DR, SAINT CLOUD, FL 34772-8224 |
| Document Number | 0057282499 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 2071 BIG BUCK DR ST CLOUD FL 347728224, ST CLOUD, FL 34772-8224 |
| Document Number | 0057282499 |
|---|---|
| Date | May 29, 2020 |
| Book Page | 005728/002499 |
| Instrument | 69190 |
| Name | UNITED FINANCE INC UNITED FINANCE INC |
|---|---|
| Type | Bank |
| Address | 17822 17TH ST # 110, TUSTIN, CA 92780-2159 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 28, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 6, 2017 |
| Property Address | 2071 BIG BUCK DR, SAINT CLOUD, FL 34772-8224 |
| Document Number | 0051592615 |
| Book / Page | 5159 / 2615 |
| Map Reference | MB17 PG165-171 |
| Instrument Date | Jun 5, 2017 |
| Instrument | 2017082572 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,889.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2500 OAK ST, 2500, KISSIMMEE, FL 34744-4943 |
| Name | Verified Name |
|---|---|
| Address | 207U BIG BUCK DR, KISSIMMEE, FL 34772 |
| Document Number | 0051592617 |
|---|---|
| Date | Jun 6, 2017 |
| Instrument | 5159/2617 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,186.00 (+3.46%) Homeowner's exemption | $276,779 (+5.99%) | $439,400 (+11.81%) Land $73,500 Building $365,900 |
| 2024 | $4,046.00 (+2.59%) | ||
| 2023 | $3,944.00 (+3.54%) Homeowner's exemption | $261,145 (+3%) | $393,000 (+33.45%) Land $63,000 Building $330,000 |
| 2022 | $3,809.00 Homeowner's exemption | $253,539 | $294,500 Land $55,000 Building $239,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 66 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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