20709 FM 2556, Santa Rosa, TX 78593 Property Records

Cameron County property record for 20709 FM 2556, Santa Rosa, TX 78593

Property Summary

Property Type	Rural Home
Details	4,019 sqft · built 1930
Lot Size	2 acres (87,120 sqft)
Owner	Trust Name on File
Tax Bill	$4,224 (2025)
Deeds & Mortgages	Mar 2006 Mortgage Dec 2013 Mortgage + 5 more
Flood Zone	Zone AH (high risk)
APN	`844200-0180-020200`

Property Details

APN / Parcel Number

Primary APN	`844200-0180-020200`
Alternative APN	`177134`

Interior

Stories	2 Stories
Building Area	4,019 sqft Living Area
1st Floor Area	2,759 sqft
2nd Floor Area	1,020 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	87,120 sqft
Garage Type	Carport
Garage Area	784 sqft
Carport	Carport
Carport Area	784 sqft
Driveway	Concrete Driveway
Driveway Area	4,520 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	1,347 sqft
Shed	1 Shed
Shed Area	1,252 sqft
Storage Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	20709 FM 2556
City	SANTA ROSA
State	TX
Zip	78593-2371
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A-R
Legal Description	CAMERON COUNTY DEVELOPMENT CO SUBD 2.0 ACS OF NW COR 2.0 ACS OF NW 20 ACS PT BLK 18
Legal Subdivision	CAMERON COUNTY DEVELOPMENT CO SUBD
Legal Block	18
Legal Lot Number	202
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	3
Census Block	3002
Census Tract	10303

Owner

20709 FM 2556, a rural home, is owner-occupied and held in a trust since February 2012.

Source: Cameron County records, as of August 13, 2026

Owner of Record	Trust Name on File
Mailing Address	20709 FM 2556, SANTA ROSA, TX 78593-2371
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2006	Deed of Trust, Mortgage · Conventional Mortgage NETWORK FUNDING LP
Dec 20, 2013	Deed of Trust, Mortgage · FHA Mortgage R M K FINANCIAL CORP
Feb 26, 2026	Warranty Deed, Transfer SAN JACINTO TITLE SERVICES, SAN JACINTO TTL SVCS HARLING
Dec 27, 2024	Intrafamily Transfer, Transfer
Feb 22, 2012	Warranty Deed, Transfer
Dec 5, 2008	Vendor's Lien, Transfer · FHA Mortgage CUSTOM FUNDING USA
Mar 7, 2008	Vendor's Lien, Transfer FIRST OMNI MORTGAGE LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2012
Deed Sale	Feb 22, 2012
Prior Sale	Dec 5, 2008 · Amount on File
Deed Document Number	20126626
Deed Book / Page	18323 / 172
Prior Transfer Date	Dec 4, 2008
Prior Transfer Doc	015613/183
Record Updated	Sep 20, 2026

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	20709 FM 2556, SANTA ROSA, TX 78593-2371
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	012328/101
Date	Mar 3, 2006
Book Page	12328/101
Instrument	12790

Lender

Name	NETWORK FUNDING LP
Type	Mortgage Company
Address	9700 RICHMOND AVE STE 320, HOUSTON, TX 77042

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	7.62%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Index	LIBOR

December 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	20709 FM 2556, SANTA ROSA, TX 78593-2371
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	019862/118
Date	Dec 20, 2013
Book Page	19862/118
Instrument	2013-00047703

Lender

Name	R M K FINANCIAL CORP
Type	Mortgage Company
Address	RANCHO CUCAMONGA, CA 91730

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2029

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMERON TX
Recording Date	Feb 26, 2026
Property Address	20709 FM 2556, SANTA ROSA, TX 78593-2371
Document Number	0020266689
Map Reference	VOL 5 PG 10
Instrument Date	Feb 24, 2026
Instrument	2026-6689
Transaction Type	Transfer
Record Updated	Mar 11, 2026
Title Company	SAN JACINTO TITLE SERVICES, SAN JACINTO TTL SVCS HARLING

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27806 KANSAS CITY RD, LA FERIA, TX 78559-4333

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20709 FM 2556, SANTA ROSA, TX 78593-2371

December 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAMERON TX
Recording Date	Dec 27, 2024
Property Address	20709 FM 2556, SANTA ROSA, TX 78593-2371
Document Number	0202444540
Map Reference	VOL 4 PG 45
Instrument Date	Dec 27, 2024
Instrument	2024-44540
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	20709 FM 2556, SANTA ROSA, TX 78593-2371

February 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMERON TX
Recording Date	Feb 22, 2012
Property Address	20709 FM 2556, SANTA ROSA, TX 78593-2371
Document Number	018323/172
Book / Page	18323 / 172
Map Reference	MAP4 PG45
Instrument Date	Feb 15, 2012
Instrument	2012-00006626
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 103, SAN PERLITA, TX 78590-0103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20709 FM 2556, SANTA ROSA, TX 78593-2371

December 2008: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	Dec 5, 2008
Property Address	20709 FM 2556, SANTA ROSA, TX 78593-2371
Document Number	015613/183
Book / Page	15613 / 183
Map Reference	MB4 PG45
Instrument Date	Dec 4, 2008
Instrument	2008-00054548
Transaction Type	Transfer
Record Updated	Mar 11, 2026
Title Company	PALM VALLEY SAN JACINTO TITLESERV, PALM VALLEY SAN JACINTO TITL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20709 FM 2556, SANTA ROSA, TX 78593-2371

Mortgage

Document Number	200800054549
Date	Dec 5, 2008
Instrument	2008-00054549

Lender

Name	CUSTOM FUNDING USA
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2024

March 2008: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	Mar 7, 2008
Property Address	20709 FM 2556, SANTA ROSA, TX 78593-2371
Document Number	014855/060
Book / Page	14855 / 060
Map Reference	MB4 PG45
Instrument Date	Feb 29, 2008
Instrument	2008-00010711
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	601 5TH AVE, SCOTTSBLUFF, NE 69361-3581

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22858 BURNS RD, HARLINGEN, TX 78552-2194
Investor	Possibly a Property Investor

Mortgage

Document Number	200800010712
Date	Mar 7, 2008
Instrument	2008-00010712

Lender

Name	FIRST OMNI MORTGAGE LENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 20709 FM 2556 was $4,224 with a homeowner's exemption.

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Unified School District	Santa Rosa Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$335,250 (+1%)	$415,376 (-2.01%) Land $107,929 Building $307,447
2025	$4,224.00 Homeowner's exemption	$304,773	$423,880 Land $107,929 Building $315,951
2023	$4,208.00 Homeowner's exemption Additional exemption filed	$379,507 Land $50,795 Building $328,712	$379,507 Land $50,795 Building $328,712
2022	$4,208.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20709 FM 2556 in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	52.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	29 (2008–2025)
Claims Outside the SFHA	10 of 29
Most Recent Claim	Mar 2025 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2025 · 19 claims Hurricane Hanna, Jul 2020 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20709 FM 2556 is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH ALAMO WSC serves 171,195 people · EPA ID TX1080029
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 500
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Smartcom Telephone, T-Mobile, TWIN.

Nearby Properties on FM 2556

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