20708 Fair Oak Ln, Estero, FL 33928 Property Records

Lee County property record for 20708 Fair Oak Ln, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Lot Size0.133 acres (5,783 sqft)
OwnerIndividual Name on Record
Last Sale$799,900 (Jun 2025)
Tax Bill$3,198 (2025)
Flood ZoneZone X (minimal risk)
APN31-46-26-E2-09000.4490

Property Details

APN / Parcel Number

Primary APN31-46-26-E2-09000.4490
Alternative APNs
  • 263146E2090004490
  • 10624864

Interior

Bedrooms3 Beds
Full Baths4 Baths
Stories2 Stories

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Lot Area5,783 sqft (0.133 acres)

Location & Zoning

Account Number10624864
Street Address20708 FAIR OAK LN
CityESTERO
StateFL
Zip33928-4098
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionRIVERCREEK PHASE THREE LOT 449 AS DESC IN INSTRUMENT 2023000297539
Legal SubdivisionRIVERCREEKPHASE THREE
Legal Block1
Legal Lot Number449
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group5
Census Block5011
Census Tract50311

Owner

Source: Lee County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20708 FAIR OAK LN, ESTERO, FL 33928-4098
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 6, 2025 · Amount on Record
Deed SaleJun 6, 2025 · Amount on Record
Deed Document Number2025154827
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$487,284 (+629.42%)$620,371 (+825.61%) Land $61,370 Building $559,001
2025$3,198.00$66,804 Land $66,804$67,023 Land $67,023

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 88 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies88 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 80% of the US · above 69% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber
2,500 / 2,500
Xfinity
Cable
1,200 / 35

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Fair Oak Ln

Nearby Streets

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