20707 Lyra Dr, Bend, OR 97703 Property Records

Deschutes County property record for 20707 Lyra Dr, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,903 sqft · built 1989
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$495,000 (May 2019)
Tax Bill	$4,548 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`161228-DD-03400`

Property Details

APN / Parcel Number

Primary APN	`161228-DD-03400`
Alternative APNs	`R1058161228DD03400` `166536`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,903 sqft Living Area
Gross Area	2,545 sqft
1st Floor Area	1,903 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Garage Area	642 sqft
Deck Area	430 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	166536
Street Address	20707 LYRA DR
City	BEND
State	OR
Zip	97703-8409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUA10
Legal Description	STARWOOD BLOCK 6 LOT 8
Legal Range	12
Legal Township	16
Legal Section	28
Legal Subdivision	STARWOOD
Legal Block	6
Legal Lot Number	8
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1016
Census Tract	1102

Owner

Source: Deschutes County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20707 LYRA DR, BEND, OR 97703-8409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · VA Mortgage FEDERAL SAVINGS BANK
Mar 29, 2024	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
Feb 18, 2020	Deed of Trust, Mortgage · VA Mortgage ARBOR MORTGAGE GROUP LLC
May 20, 2019	Warranty Deed, Transfer · VA Mortgage ARBOR MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2019 · Amount on Record
Deed Sale	May 20, 2019 · Amount on Record
Deed Document Number	201916445
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Recording Date	Apr 8, 2026
Property Address	20707 LYRA DR, BEND, OR 97703-8409
Document Number	0000010333
Instrument Date	Apr 2, 2026
Instrument	202610333
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20707 LYRA DR, BEND, OR 97703-8409

Mortgage

Document Number	0000010333,
Date	Apr 8, 2026
Instrument	202610333

Lender

Name	FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20707 LYRA DR, BEND, OR 97703-8409
Transaction Type	Mortgage
Record Updated	Apr 5, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20707 LYRA DR, BEND, OR 97703-8409

Mortgage

Document Number	0000007586
Date	Mar 29, 2024
Instrument	2024-07586

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20707 LYRA DR, BEND, OR 97703-8409
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006916
Date	Feb 18, 2020
Instrument	2020-06916

Lender

Name	ARBOR MORTGAGE GROUP LLC
Type	Mortgage Company
Address	BEND, OR 97701

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	May 20, 2019
Property Address	20707 LYRA DR, BEND, OR 97703-8409
Document Number	0000016445
Instrument Date	May 16, 2019
Instrument	2019-16445
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20707 LYRA DR, BEND, OR 97703-8409

Mortgage

Document Number	0000016446
Date	May 20, 2019
Instrument	2019-16446

Lender

Name	ARBOR MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,548.00 (+4.53%)	$303,620 (+3%)	$768,670 (+5.81%) Land $321,800 Building $446,870
2024	$4,351.00 (+6.28%)	$294,780 (+3%)	$726,440 (-) Land $304,860 Building $421,580
2023	$4,094.00	$286,200	$726,440 Land $304,860 Building $421,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · lower than 71% of Oregon
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL	140 / 20

May also be available: Verizon.

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