20707 Gable Ridge Dr, Katy, TX 77450 Property Records

Harris County property record for 20707 Gable Ridge Dr, Katy, TX 77450

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,309 sqft · built 1999
Lot Size	0.235 acres (10,237 sqft)
Owner	2 Individual Names on File
Last Sale	$493,802 (Apr 2022)
Tax Bill	$8,483 (2025)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`119-973-001-0006`

Property Details

APN / Parcel Number

Primary APN	`119-973-001-0006`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,309 sqft Living Area
1st Floor Area	1,804 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	10,237 sqft (0.235 acres)
View / Lot	Primary
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Pool Area	512 sqft
Porch	Open Frame Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1199730010006
Street Address	20707 GABLE RIDGE DR
City	KATY
State	TX
Zip	77450-7503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 6 BLK 1 KELLIWOOD GARDENS SEC 2
Legal Subdivision	KELLIWOOD GARDENS SEC 2
Legal Block	1
Legal Lot Number	6
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2004
Census Tract	454901

Owner

20707 Gable Ridge Dr is owned and occupied by two individuals who bought it in April 2022.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20707 GABLE RIDGE DR, KATY, TX 77450-7503
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2022 · Amount on File
Deed Sale	Apr 19, 2022 · Amount on File
Prior Sale	May 4, 2000 · Amount on File
Deed Document Number	2022205061
Record Updated	Oct 29, 2026

April 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Apr 19, 2022
Property Address	20707 GABLE RIDGE DR, KATY, TX 77450-7503
Document Number	0000205061
Map Reference	MF 415053
Instrument Date	Apr 18, 2022
Instrument	2022-205061
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	SELECTITLE LLC, SELECT TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20707 GABLE RIDGE DR, KATY, TX 77450-7503

Mortgage

Document Number	0000205062
Date	Apr 19, 2022
Instrument	2022-205062

Lender

Name	BANK OF AMERICA NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 20707 Gable Ridge Dr was $8,483 with a homeowner's exemption.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$513,169 (+0.62%) Land $89,921 Building $423,248	$513,169 (+0.62%) Land $89,921 Building $423,248
2025	$8,483.00 Homeowner's exemption	$510,000 Land $89,921 Building $420,079	$510,000 Land $89,921 Building $420,079
2023		$518,407 Land $89,921 Building $428,486	$518,407 Land $89,921 Building $428,486
2020	$6,802.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20707 Gable Ridge Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20707 Gable Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NOTTINGHAM COUNTRY MUD serves 7,095 people · EPA ID TX1012315
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20