20705 State Line Rd, Harvard, IL 60033 Property Records

McHenry County property record for 20705 State Line Rd, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Lot Size	0.639 acres (27,878 sqft)
Owner	Individual Name on Record
Last Sale	$132,000 (Jun 2018)
Deeds & Mortgages	May 2018 Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-01-326-031`

Property Details

APN / Parcel Number

Primary APN	`01-01-326-031`

Exterior

Lot Area	27,878 sqft (0.639 acres)

Location & Zoning

Street Address	20705 STATE LINE RD
City	HARVARD
State	IL
Zip	60033-9173
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2018R0018944 W PT N 220FT LT 10 CHEMUNG PLAT NO 1
Legal Subdivision	COUNTY CLERKS PLAT/SEC 1
Legal Lot Number	10
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	1
Census Block	1000
Census Tract	870301

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20705 STATE LINE RD, HARVARD, IL 60033-9173
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
May 19, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Jun 8, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2018 · Amount on Record
Deed Sale	Jun 8, 2018 · Amount on Record
Prior Sale	Mar 14, 2011
Deed Document Number	2018R0018944
Record Updated	Jun 7, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	20705 STATE LINE RD, HARVARD, IL 60033-9173
Document Number	0000017162
Instrument Date	May 19, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20705 STATE LINE RD HARVARD IL 600339173, HARVARD, IL 60033-9173

Mortgage

Document Number	0000017162
Date	May 25, 2018
Instrument	17162

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 24, 2048

Interest

Rate Type	Fixed Rate
Rate	4.99%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	20705 STATE LINE RD, HARVARD, IL 60033-9173
Document Number	0000018945
Instrument Date	May 19, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20705 STATE LINE RD HARVARD IL 600339173, HARVARD, IL 60033-9173

Mortgage

Document Number	0000018945
Date	Jun 8, 2018
Instrument	18945

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2048

Interest

Rate Type	Fixed Rate
Rate	4.99%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 8, 2018
Property Address	20705 STATE LINE RD, HARVARD, IL 60033-9173
Document Number	0000018944
Instrument Date	May 15, 2018
Instrument	18944
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$198.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20705 STATE LINE RD HARVARD IL 600339173, HARVARD, IL 60033-9173

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$49,449 Land $8,726 Building $40,723	$148,347 Land $26,178 Building $122,169

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Feb 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Sharon Telephone Company.

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