20705 Delta Dr, Gaithersburg, MD 20882 Property Records

Montgomery County property record for 20705 Delta Dr, Gaithersburg, MD 20882

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,402 sqft · built 1998
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$445,000 (May 2001)
Tax Bill	$8,509 (2025)
Deeds & Mortgages	Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-03109948`

Property Details

APN / Parcel Number

Primary APN	`01-03109948`
Alternative APN	`03109948`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,402 sqft Living Area
Gross Area	3,739 sqft
1st Floor Area	1,956 sqft
Basement Area	1 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	87,120 sqft
Garage Type	Attached
Garage Area	337 sqft
Parking Spaces	1 Parking Space
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	03109948
Street Address	20705 DELTA DR
City	GAITHERSBURG
State	MD
Zip	20882-1118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE2
Legal Description	GOSHEN ESTATES
Legal Subdivision	GOSHEN ESTASE
Legal Block	L
Legal Lot Number	44
Jurisdiction	MONTGOMERY MD
Township / Civil Division	1
Census Block Group	1
Census Block	1004
Census Tract	700101

Owner

20705 Delta Dr is owned and occupied by an individual who acquired it in August 2018.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	20705 DELTA DR, GAITHERSBURG, MD 20882-1118
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2001 · Amount on File
Deed Sale	May 7, 2001 · Amount on File
Prior Sale	Oct 1, 1998 · Amount on File
Deed Document Number	2001207179
Deed Book / Page	19109 / 17
Last Transfer Date	Aug 30, 2018
Transfer Doc	0566680098
Record Updated	Sep 20, 2026

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Sep 26, 2018
Property Address	20705 DELTA DR, GAITHERSBURG, MD 20882-1118
Document Number	0566680098
Book / Page	56668 / 098
Map Reference	MB177 PL19820
Instrument Date	Aug 30, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	GPN TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20705 DELTA DR, GAITHERSBURG, MD 20882-1118

Mortgage

Document Number	0056668102
Date	Sep 26, 2018
Instrument	56668/102

Lender

Name	CREDIT UNION MORTGAGE ASSOCIATION I
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 20705 Delta Dr was $8,509, up 9% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$718,700 (+7.72%) Land $211,200 Building $507,500	$718,700 (-) Land $211,200 Building $507,500
2025	$8,509.00 (+8.99%)	$667,167	$718,700 Land $211,200 Building $507,500
2024	$7,807.00
2023		$564,100 Land $211,200 Building $352,900	$564,100 Land $211,200 Building $352,900
2022	$6,492.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20705 Delta Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20705 Delta Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20