20703 Oak Ln, Olympia Fields, IL 60461 Property Records

Cook County property record for 20703 Oak Ln, Olympia Fields, IL 60461

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,755 sqft · built 1969
Lot Size	1.03 acres (44,940 sqft)
Owner	Individual Name on Record
Last Sale	$262,500 (Mar 2009)
Tax Bill	$14,484 (2023)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`31-23-101-028`

Property Details

APN / Parcel Number

Primary APN	`31-23-101-028`
Alternative APN	`31-23-101-028-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,755 sqft Living Area
1st Floor Area	3,755 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	44,940 sqft
Garage Type	Attached
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	20703 OAK LN
City	OLYMPIA FIELDS
State	IL
Zip	60461-1639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(FIRST) ADD TO (OAK) (LANE) DRIVE ESTATES PT OF NE NW SEC 23-35-13
Legal Range	13E
Legal Township	35N
Legal Section	23
Legal Subdivision	FIRST ADD TO OAK LANE
Legal Lot Number	2
Jurisdiction	COOK IL
Township / Civil Division	RICH
Census Block Group	1
Census Block	1000
Census Tract	830004

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	20703 OAK LN, OLYMPIA FIELDS, IL 60461-1639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Sep 1, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Aug 3, 2017	Deed of Trust, Mortgage · Conventional with PMI US BK
Aug 3, 2017	Deed of Trust, Mortgage · Conventional with PMI US BK
Feb 19, 2009	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2009 · Amount on Record
Deed Sale	Mar 3, 2009 · Amount on Record
Prior Sale	Jun 2, 2008
Deed Document Number	200946058
Prior Transfer Date	Feb 18, 1994
Prior Transfer Doc	0000000631
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	20703 OAK LN, OLYMPIA FIELDS, IL 60461-1639
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017529075
Date	Jun 24, 2021
Instrument	2117529075

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	May 1, 2036

Interest

Rate	2.87%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	20703 OAK LN, OLYMPIA FIELDS, IL 60461-1639
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20703 OAK LN, OLYMPIA FIELDS, IL 60461-1639

Mortgage

Document Number	0024425135
Date	Sep 1, 2021
Instrument	2124425135

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 12, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	20703 OAK LN, OLYMPIA FIELDS, IL 60461-1639
Document Number	1722639059
Instrument Date	Aug 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 31, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20703 OAK LN OLYMPIA FIELDS IL 604611639, OLYMPIA FIELDS, IL 60461-1639

Mortgage

Document Number	1722639059
Date	Aug 14, 2017
Instrument	22639059

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2047

Interest

Rate	4.5%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	20703 OAK LN, OLYMPIA FIELDS, IL 60461-1639
Document Number	1722841005
Instrument Date	Aug 3, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20703 OAK LN OLYMPIA FIELDS IL 604611639, OLYMPIA FIELDS, IL 60461-1639

Mortgage

Document Number	1722841005
Date	Aug 16, 2017
Instrument	22841005

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2047

Interest

Rate	4.5%

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	20703 OAK LN, OLYMPIA FIELDS, IL 60461-1639
Document Number	1730747007
Instrument Date	Feb 19, 2009
Transaction Type	Mortgage
Record Updated	Nov 14, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20703 OAK LN OLYMPIA FIELDS IL 604611639, OLYMPIA FIELDS, IL 60461-1639

Mortgage

Document Number	1730747007
Date	Nov 3, 2017
Instrument	30747007

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	204 Months
Due	Nov 2, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Rich Township
Municipality	Olympia Fields Village
Elementary School District	Matteson Elementary School District 162 (PK - 08)
Secondary School District	Rich Township High School District 227 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$36,600 (+23.89%) Land $19,100 Building $17,500	$366,000 (+23.89%) Land $191,000 Building $175,000
2023	$14,484.00 (-2.37%)
2022	$14,835.00 Homeowner's exemption	$29,542 Land $16,852 Building $12,690	$295,420 Land $168,520 Building $126,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	8 (1982–2023)
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jun 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLYMPIA FIELDS serves 4,922 people · EPA ID IL0312280
Water Source	Purchased surface water from OAK LAWN
Last State Inspection	Aug 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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