Harris County property record for 20703 Camphor Tree Dr, Katy, TX 77449
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,309 sqft · built 1995 |
| Lot Size | 0.273 acres (11,877 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $94,900 (Jun 1995) |
| Tax Bill | $1,374 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 116-481-004-0010 |
| Primary APN | 116-481-004-0010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,309 sqft Living Area |
| 1st Floor Area | 1,020 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 11,877 sqft (0.273 acres) |
| View / Lot | Neighborhood |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 78 sqft |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1164810040010 |
|---|---|
| Street Address | 20703 CAMPHOR TREE DR |
| City | KATY |
| State | TX |
| Zip | 77449-6285 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 10 BLK 4 RAINTREE VILLAGE SEC 3 PAR R/P |
| Legal Subdivision | RAINTREE VILLAGE SEC 3 PAR R/P |
| Legal Block | 4 |
| Legal Lot Number | 10 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 542303 |
20703 Camphor Tree Dr is owned and occupied by two individuals who bought it in June 1995.
Source: Harris County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20703 CAMPHOR TREE DR, KATY, TX 77449-6285 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 1995 · Amount on File |
| Deed Sale | Jun 20, 1995 · Amount on File |
| Deed Document Number | 1995447761 |
| Deed Book / Page | 50424 / 1776 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20703 CAMPHOR TREE DR, KATY, TX 77449-6285 |
| Document Number | 0000420003 |
| Instrument Date | Sep 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20703 CAMPHOR TREE DR KATY TX 774496285, KATY, TX 77449-6285 |
| Document Number | 0000420003 |
|---|---|
| Date | Sep 8, 2020 |
| Instrument | 420003 |
| Name | ADVANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | DALLAS, TX 75201 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 7, 2050 |
The 2025 property tax bill for 20703 Camphor Tree Dr was $1,374 with a homeowner's exemption, up 11.7% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Katy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $296,341 (+3.51%) Land $61,719 Building $234,622 | $296,341 (+3.51%) Land $61,719 Building $234,622 | |
| 2025 | $1,374.00 (+11.71%) Homeowner's exemption | $286,301 Land $61,719 Building $224,582 | $286,301 Land $61,719 Building $224,582 |
| 2024 | $1,230.00 | ||
| 2023 | $320,729 Land $53,833 Building $266,896 | $320,729 Land $53,833 Building $266,896 | |
| 2022 | $1,218.00 | ||
| 2020 | $3,440.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20703 Camphor Tree Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 127 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 127 in force |
| Nearby Flood Claims | 32 (2010–2017) |
| Claims Outside the SFHA | 17 of 32 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 20703 Camphor Tree Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST HARRIS COUNTY MUD 7 serves 5,289 people · EPA ID TX1012228 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ezee Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Hotwire Communications, Verizon.
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