20703 Black Birch Bend Dr, Katy, TX 77449 Property Records

Harris County property record for 20703 Black Birch Bend Dr, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,750 sqft · built 2015
Lot Size	0.164 acres (7,134 sqft)
Owner	2 Individual Names on File
Last Sale	$324,520 (Dec 2023)
Tax Bill	$7,417 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Dec 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`136-948-001-0031`

Property Details

APN / Parcel Number

Primary APN	`136-948-001-0031`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,750 sqft Living Area
1st Floor Area	1,150 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	7,134 sqft (0.164 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1369480010031
Street Address	20703 BLACK BIRCH BEND DR
City	KATY
State	TX
Zip	77449-1673
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 31 BLK 1 RAINTREE VILLAGE SEC 11
Legal Subdivision	RAINTREE VILLAGE SEC 11
Legal Block	1
Legal Lot Number	31
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1003
Census Tract	542305

Owner

20703 Black Birch Bend Dr is owned by two individuals who bought it in December 2023.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4314 TRISTAN RIDGE LN, KATY, TX 77449-1652
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Vendor's Lien, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 29, 2016	Deed of Trust, Mortgage · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2023 · Amount on File
Deed Sale	Dec 29, 2023 · Amount on File
Prior Sale	Oct 25, 2022
Deed Document Number	2023489195
Prior Transfer Date	Apr 5, 2016
Prior Transfer Doc	0000149857
Record Updated	Oct 29, 2026

December 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Dec 29, 2023
Property Address	20703 BLACK BIRCH BEND DR, KATY, TX 77449-1673
Document Number	0000489195
Map Reference	MF 675452
Instrument Date	Dec 19, 2023
Instrument	2023-489195
Transaction Type	Transfer
Record Updated	Jan 22, 2024
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4314 TRISTAN RIDGE LN, KATY, TX 77449-1652

Mortgage

Document Number	0000489196
Date	Dec 29, 2023
Instrument	2023-489196

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20703 BLACK BIRCH BEND DR, KATY, TX 77449-1673
Document Number	0000006197
Instrument Date	Dec 29, 2016
Transaction Type	Mortgage
Record Updated	Jan 18, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20703 BLACK BIRCH BEND DR KATY TX 774491673, KATY, TX 77449-1673

Mortgage

Document Number	0000006197
Date	Jan 5, 2017
Instrument	6197

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 4, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 20703 Black Birch Bend Dr was $7,417, up 33.2% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$322,091 (-1.6%) Land $52,397 Building $269,694	$322,091 (-1.6%) Land $52,397 Building $269,694
2025	$7,417.00 (+33.23%)	$327,322 Land $52,397 Building $274,925	$327,322 Land $52,397 Building $274,925
2024	$5,567.00
2023		$385,500 Land $50,016 Building $335,484	$385,500 Land $50,016 Building $335,484
2022	$6,763.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20703 Black Birch Bend Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20703 Black Birch Bend Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST HARRIS COUNTY MUD 7 serves 5,289 people · EPA ID TX1012228
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 886 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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