Harris County property record for 20702 Indigo River Ln, Katy, TX 77449
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,816 sqft · built 2012 |
| Lot Size | 0.101 acres (4,398 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $277,677 (Dec 2025) |
| Tax Bill | $6,185 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 127-929-003-0001 |
| Primary APN | 127-929-003-0001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,816 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 4,398 sqft (0.101 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1279290030001 |
|---|---|
| Street Address | 20702 INDIGO RIVER LN |
| City | KATY |
| State | TX |
| Zip | 77449-7402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 1 BLK 3 HIGHLAND CREEK RANCH SEC 5 |
| Legal Subdivision | HIGHLAND CREEK RANCH SEC 5 |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 542201 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20702 INDIGO RIVER LN, KATY, TX 77449-7402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Dec 4, 2025 | Warranty Deed, Transfer · FHA Mortgage OBSIDIAN FINANCIAL SERVICES INC |
| Aug 11, 2021 | Vendor's Lien, Transfer · FHA Mortgage BOKF NA |
| Oct 15, 2018 | Loan Modification, Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2025 · Amount on Record |
| Deed Sale | Dec 4, 2025 · Amount on Record |
| Prior Sale | Aug 11, 2021 · Amount on Record |
| Deed Document Number | 2025478022 |
| Prior Transfer Date | Nov 4, 2008 |
| Prior Transfer Doc | 0000547437 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Dec 4, 2025 |
| Property Address | 20702 INDIGO RIVER LN, KATY, TX 77449-7402 |
| Document Number | 0000478022 |
| Map Reference | MF 598182 |
| Instrument Date | Dec 1, 2025 |
| Instrument | 2025-478022 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20702 INDIGO RIVER LN, KATY, TX 77449-7402 |
| Document Number | 0000478023 |
|---|---|
| Date | Dec 4, 2025 |
| Instrument | 2025-478023 |
| Name | OBSIDIAN FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Aug 11, 2021 |
| Property Address | 20702 INDIGO RIVER LN, KATY, TX 77449-7402 |
| Document Number | 0000456349 |
| Map Reference | MF 598182 |
| Instrument Date | Aug 5, 2021 |
| Instrument | 2021-456349 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20700 INDIGO RIVER LN, KATY, TX 77449-7402 |
| Name | Verified Name |
|---|---|
| Address | 20702 INDIGO RIVER LN, KATY, TX 77449-7402 |
| Document Number | 0000456350 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | 2021-456350 |
| Name | BOKF NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20702 INDIGO RIVER LN, KATY, TX 77449-7402 |
| Document Number | 0000568228 |
| Instrument Date | Oct 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 20702 INDIGO RIVER LN KATY TX 774497402, KATY, TX 77449-7402 |
| Document Number | 0000568228 |
|---|---|
| Date | Dec 20, 2018 |
| Instrument | 568228 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 19, 2048 |
| Rate | 4.25% |
|---|
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $265,088 (+1.04%) Land $52,116 Building $212,972 | $265,088 (+1.04%) Land $52,116 Building $212,972 | |
| 2025 | $6,185.00 (+214.28%) | $262,362 (-7.55%) Land $52,116 Building $210,246 | $262,362 (-7.55%) Land $52,116 Building $210,246 |
| 2024 | $1,968.00 (+0.97%) | ||
| 2023 | $283,796 Land $52,116 Building $231,680 | $283,796 Land $52,116 Building $231,680 | |
| 2022 | $1,949.00 (+67.3%) | ||
| 2020 | $1,165.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 157 serves 13,062 people · EPA ID TX1011430 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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