20702 Desert Shadows Ln, Cypress, TX 77433 Property Records

Harris County property record for 20702 Desert Shadows Ln, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,140 sqft · built 2005
Lot Size	0.118 acres (5,117 sqft)
Owner	Individual Name on File
Last Sale	$262,802 (May 2026)
Tax Bill	$6,009 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`126-713-002-0039`

Property Details

APN / Parcel Number

Primary APN	`126-713-002-0039`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,140 sqft Living Area
1st Floor Area	890 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	5,117 sqft (0.118 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1267130020039
Street Address	20702 DESERT SHADOWS LN
City	CYPRESS
State	TX
Zip	77433-2143
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 39 BLK 2 CANYON VILLAGE AT CYPRESS SPRINGS SEC 4
Legal Subdivision	CANYON VILLAGE AT CYPRESS SPRINGS SEC 4
Legal Block	2
Legal Lot Number	39
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	2
Census Block	2019
Census Tract	543005

Owner

20702 Desert Shadows Ln is owned and occupied by an individual who bought it in May 2026.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	20702 DESERT SHADOWS LN, CYPRESS, TX 77433-2143
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed, Transfer · FHA Mortgage LOANPEOPLE LLC
May 24, 2018	Warranty Deed, Transfer 20702 DESERT SHADOWS LAND (CT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2026 · Amount on File
Deed Sale	May 19, 2026 · Amount on File
Prior Sale	May 24, 2018 · Amount on File
Deed Document Number	2026194834
Prior Transfer Date	May 22, 2018
Prior Transfer Doc	2018230336
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARRIS TX
Recording Date	May 19, 2026
Property Address	20702 DESERT SHADOWS LN, CYPRESS, TX 77433-2143
Document Number	0000194834
Instrument Date	May 15, 2026
Instrument	2026.194834
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	TITLE FORWARD

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20702 DESERT SHADOWS LN, CYPRESS, TX 77433-2143

Mortgage

Document Number	0000194835,
Date	May 19, 2026
Instrument	2026..194835

Lender

Name	LOANPEOPLE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

Mortgage

Document Number	0000194836,
Date	May 19, 2026
Instrument	2026.194836

Lender

Name	TEXAS STATE AFFORDABLE HSNG COMPANY

Agreement

Amount	Amount on Record
Term	3 Months
Due	May 15, 2029

Interest

Rate	6.46%
Max Rate	-1%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	May 24, 2018
Property Address	20702 DESERT SHADOWS LN, CYPRESS, TX 77433-2143
Document Number	0000230336
Instrument Date	May 22, 2018
Instrument	230336
Transaction Type	Transfer
Record Updated	Jun 13, 2018
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20702 DESERT SHADOWS LN CYPRESS TX 774332143, CYPRESS, TX 77433-2143

Mortgage

Document Number	230337
Date	May 24, 2018
Instrument	230337

Lender

Name	20702 DESERT SHADOWS LAND (CT)
Address	SPRING, TX 77388

Agreement

Amount	Amount on Record
Term	120 Months
Due	May 23, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 20702 Desert Shadows Ln was $6,009, down 0.6% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$249,085 (-2.27%) Land $48,864 Building $200,221	$249,085 (-2.27%) Land $48,864 Building $200,221
2025	$6,009.00 (-0.58%)	$254,873 Land $48,864 Building $206,009	$254,873 Land $48,864 Building $206,009
2024	$6,044.00
2023		$275,889 Land $47,361 Building $228,528	$275,889 Land $47,361 Building $228,528
2022	$1,895.00
2020	$1,383.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20702 Desert Shadows Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 154 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	154 in force
Nearby Flood Claims	4 (2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20702 Desert Shadows Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 157 serves 13,062 people · EPA ID TX1011430
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 690 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband, T-Mobile, Verizon.

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