20702 Cottondale Ct, Katy, TX 77450 Property Records

Harris County property record for 20702 Cottondale Ct, Katy, TX 77450

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,993 sqft · built 1999
Lot Size	0.178 acres (7,754 sqft)
Owner	2 Individual Names on Record
Last Sale	$196,300 (Apr 2019)
Tax Bill	$7,592 (2025)
Deeds & Mortgages	Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`119-449-001-0043`

Property Details

APN / Parcel Number

Primary APN	`119-449-001-0043`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,993 sqft Living Area
1st Floor Area	1,993 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2018
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	7,754 sqft (0.178 acres)
View / Lot	Primary
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	94 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1194490010043
Street Address	20702 COTTONDALE CT
City	KATY
State	TX
Zip	77450-7245
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 43 BLK 1 CINCO RANCH EQUESTRIAN VILLAGE SEC 1
Legal Subdivision	CINCO RANCH EQUESTRIAN VILLAGE SEC 1
Legal Block	1
Legal Lot Number	43
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	4
Census Block	4000
Census Tract	454902

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18954 VILLA BERGAMO LN, HOUSTON, TX 77094-1278
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2019 · Amount on Record
Deed Sale	Apr 30, 2019 · Amount on Record
Prior Sale	Oct 1, 2018 · Amount on Record
Deed Document Number	2019176289
Prior Transfer Date	Apr 29, 2019
Prior Transfer Doc	0000176289
Record Updated	Oct 29, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Oct 1, 2018
Property Address	20702 COTTONDALE CT, KATY, TX 77450-7245
Document Number	0000447174
Instrument Date	Sep 28, 2018
Instrument	447174
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20702 COTTONDALE CT KATY TX 774507245, KATY, TX 77450-7245

Mortgage

Document Number	447175
Date	Oct 1, 2018
Instrument	447175

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2048

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$337,665 (-0.53%) Land $86,674 Building $250,991	$337,665 (-0.53%) Land $86,674 Building $250,991
2025	$7,592.00 (+26.2%)	$339,476 (-10.55%) Land $72,877 Building $266,599	$339,476 (-10.55%) Land $72,877 Building $266,599
2024	$6,016.00 (-9.64%)
2023		$379,515 Land $62,264 Building $317,251	$379,515 Land $62,264 Building $317,251
2022	$6,658.00 (+26.41%)
2020	$5,267.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	4 (2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCO MUD 6 serves 3,048 people · EPA ID TX0790316
Water Source	Purchased groundwater from CINCO MUD 1
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20