20700 Ridgeview Rd, Lago Vista (Leander), TX 78645 Property Records

Travis County property record for 20700 Ridgeview Rd, Lago Vista, TX 78645

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,763 sqft · built 2022
Lot Size	0.314 acres (13,654 sqft)
Owner	2 Individual Names on Record
Last Sale	$422,177 (Mar 2023)
Tax Bill	$4,303 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0178760206`

Property Details

APN / Parcel Number

Primary APN	`0178760206`
Alternative APNs	`01787602060000` `179407`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,763 sqft Living Area
Gross Area	2,183 sqft
1st Floor Area	1,763 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Foundation Type	Block
Roof Material	Built-Up Asphalt
Lot Area	13,654 sqft (0.314 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	179407
Street Address	20700 RIDGEVIEW RD
City	LAGO VISTA
State	TX
Zip	78645-4621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1255 LAGO VISTA ESTATES SEC 5
Legal Subdivision	LAGO VISTA ESTATES SEC 5
Legal Lot Number	1255
Jurisdiction	TRAVIS TX
Township / Civil Division	NORTHWEST TRAVIS
Census Block Group	1
Census Block	1033
Census Tract	37300

Owner

Source: Travis County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20700 RIDGEVIEW RD, LAGO VISTA, TX 78645-4621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed of Trust, Mortgage · Commercial Mortgage GUARANTY BANK & TRUST NA
Mar 20, 2023	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 9, 2021	Vendor's Lien, Transfer GUARANTY BANK & TRUST NA
Jun 18, 2021	Warranty Deed, Transfer INDEPENDENCE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2023 · Amount on Record
Deed Sale	Mar 20, 2023 · Amount on Record
Prior Sale	Jun 18, 2021
Deed Document Number	202328143
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	20700 RIDGEVIEW RD, LAGO VISTA, TX 78645-4621
Transaction Type	Mortgage
Record Updated	Nov 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1701 HUR INDUSTRIAL BLVD, CEDAR PARK, TX 78613-7229
Investor	Possibly a Property Investor

Mortgage

Document Number	0000068082
Date	Apr 14, 2022
Instrument	2022068082

Lender

Name	GUARANTY BANK & TRUST NA
Type	Bank
Address	AUSTIN, TX 78701

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	TRAVIS TX
Recording Date	Mar 20, 2023
Property Address	20700 RIDGEVIEW RD, LAGO VISTA, TX 78645-4621
Document Number	0000028143
Map Reference	VOL 48 PG 81
Instrument Date	Mar 17, 2023
Instrument	2023028143
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 24, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1701 HUR INDUSTRIAL BLVD, CEDAR PARK, TX 78613-7229

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20700 RIDGEVIEW RD, LAGO VISTA, TX 78645-4621

Mortgage

Document Number	0000028145
Date	Mar 20, 2023
Instrument	2023028145

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

September 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TRAVIS TX
Recording Date	Sep 9, 2021
Property Address	20700 RIDGEVIEW RD, LAGO VISTA, TX 78645-4621
Document Number	0000201351
Map Reference	VOL 48 PG 81
Instrument Date	Sep 8, 2021
Instrument	2021201351
Transaction Type	Transfer
Record Updated	Nov 24, 2023
Title Company	STEWART TITLE OF AUSTIN LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	451 E CENTRAL TEXAS EXPY # 291, 291, HARKER HEIGHTS, TX 76548-1982

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1701 HUE INDUSTRIAL BLVD, CEDAR PARK, TX 78613-7229

Mortgage

Date	Sep 9, 2021

Lender

Name	GUARANTY BANK & TRUST NA
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Mortgage

Document Number	0000201352
Date	Sep 9, 2021
Instrument	2021201352

Lender

Name	GUARANTY BANK & TRUST NA
Type	Bank
Address	MOUNT PLEASANT, TX 75455

Agreement

Amount	Amount Recorded

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRAVIS TX
Recording Date	Jun 18, 2021
Property Address	20700 RIDGEVIEW RD, LAGO VISTA, TX 78645-4621
Document Number	0000137324
Map Reference	VOL 48 PG 81
Instrument Date	Jun 17, 2021
Instrument	2021137324
Transaction Type	Transfer
Record Updated	Nov 24, 2023
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14200 SE 44TH ST, CHOCTAW, OK 73020-6015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 E CENTRAL TEXAS EXPY # 291, 291, HARKER HEIGHTS, TX 76548-1982
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Travis County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Lago Vista City
County	Travis County
Unified School District	Lago Vista Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,303.00 (+5.7%) Homeowner's exemption	$328,271 (+11.43%)	$356,934 (+21.16%) Land $53,539 Building $303,395
2024	$4,071.00 (+191.62%)
2023		$294,594 Land $68,750 Building $225,844	$294,594 Land $68,750 Building $225,844
2022	$1,396.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Oct 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAGO VISTA serves 8,698 people · EPA ID TX2270092
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2025
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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